Welcome, YiamCross!
GOOFer vanreet, aka WeRe Bank member 160265SG, has a thread describing difficulties getting payees to accept WeRe cheques, and
asks reasonable questions:
vanreet wrote:[...] I would like to see a success story concerning the Notary Protest letters and follow up letters before I go down that line because my gut feeling is that the banks will just totally ignore them, then what actions are available to us?? Court action?
How do we even start the process of taking the banks in court?
How much would it cost to bring a court action?
What is the likelihood of us winning the case?
These are fundamental questions I feel need answering because there is absolutely no pointy in sending off cheque after cheque if they are going to be constantly refused!
User vanreet has fallen for Peter's lie that payees are obliged to accept cheques, including rubber cheques, and thinks he can take a payee to court for refusing to accept.
User marukee replies sharply, although aiming at another poster.
A few hours later, marukee finally twigs that dirty washing need no longer be washed in public. He shares this revelation with fellow suckers on the private forum:
300664YA wrote:Evening all.
Thought i would post something on WeRe members posting on the Get Out Of Debt Free forum.
There are posts put on there from WeRe members (some may be fraud posters?) that include their frustration over joining WeRe and not receiving cheques, updates on Prom Notes, / Accounts being varified, cheques after being sent being rejected and other complaints.
There are some members on there who are against WeRe and love this info so they can use it against Pater and the WeRe concept.
All i ask is please be patient, relax and members please refrain from posting on the GOODF forum. By all means post debts being cleared by WeRe cheques.
All the best
Yaks (Marukee)
Have you got that message, suckers? Don't air problems in public. Keep them in the private forum, where not even Quatloosians can see them.
In one thread titled "How do i find out were my cheque book is" (note the amusing misspelling of "where"), members 190673JB, 301156JM, 230259TS, 290487LC and 060560LP all ask where their cheque-books are. The WeRe Team do not reply.
A similar thread called "Cheque books" has 220869LB, 110375DD, 020859RF, 240457KA and 150180SW wanting their cheque-books.
In another thread:
280270JM wrote:selling my house in 6 weeks
can were bank issue me a chequebook in time to clear my santander mortgage, i will even offer to reivest the value back into were bank....rather you have it than the bank
That's familiar from GOODF: he wants to scam Santander with a rubber cheque, sell the house, keep the cash, and run. Yeah, that'll work.
Getting a chequebook is hard enough, but using them is even harder. 100858PP failed to pay for a TV licence with a WeRe cheque. Not a big problem, because:
100858PP wrote:I not worry by legal threats as I do not have or watch live- stream TV.
The Cheque was more of a trial
One member despondently titles a thread, "Is were bank struggling . Anyone had any success lately":
290487LC wrote:Reading on this forum and my own experience and other sites
It seems nearly all cheques are being returned as invalid. It doesnt matter what information you send with them they are just being turned down. Were as a few months ago some were being returned but there was also quite abit of success. When you contact were bank you do not get a response and account information not getting updated . There seems to be no support from were bank they are opening up new sites and talking about money transfers and other things but they are struggling to get the cheque proticol and ticket process working.
Just on this forum alone there only seems 2 types of problems 1. Cheques coming back invalid or 2. No response to tickets or updating of account
Jason has a problem:
080378JM wrote:After sending a multiple Cheques to various companies my balance is showing in my were bank account as cleared and has been deducted or drawn down from the original promissory note balance however the company has not returned the original cheque or cleared the debt.
Also if the company has returned the cheque and the balance shown in my Were bank account is showing that the value of the Cheque has been debited. ? what has happened to the RE's that have been debited and has the debtor been paid in sterling or not ?
kind regards
jason
Another sucker has the same problem:
290487LC wrote:Hi just a quick questions i made a cheque for around 2000 to student loans on Monday they took the amount off the balance owed but when i checked on the thursday they added it back on again . The cheque is shown as cleared from my side on my account .
Ah, well, suckers, WeRe Bank is different to other banks. Other banks make money appear by magic, from thin air. WeRe Bank makes money disappear. It debits your account but doesn't credit the payee. It takes your £10/month and give you nothing but hassle in return. Isn't that clever? Isn't that much better than what ordinary banks do?
In the thread "Council Tax - Bank states invalid cheque", members ask for a WeRe facility that can print a statement showing when a cheque was cleared. Suckers could show that to payees as proof of payment. They get a reply:
Mon Jun 22, 2015 11:01 pm, 181057AS wrote:This has already been taken care of and the first three people have already [as of the 19th] taken a screen shot of their accounts and presented this to the PAYEE's BANK to PROVE that their accounts have been debited on the WeRe Bank side of the LEDGER and so the "monetary unit of account" or "cheque book money" has gone "somewhere". If it is NOT in their accounts any longer then where is it? With mathematical and surgical precision must we proceed! The Double Entry Book-Keeping system was (in part) designed to entomb us - but it will also be our ReDemption.
Please ask your friendly "High 5" teller or banking high street defender to explain it for you. Don't forget this....You are in a WAR and the first salvo makes many wish they'd stayed at home but.....
Ah, I was forgetting Peter's magical double-entry book-keeping. He debits, so the other side is mathematically obliged to credit. You might say cynically, "Who wrote that garbage? No-one but Peter could believe that." True. Look at the account number. Who do we know was born on 18 October 1957, with initials "AS"? And 181057AS was the first ordinary user to be registered on the forum, after "admin". At long last, the great man has posted to his own forum.
Meanwhile, can't someone do something about these pesky returned cheques? Jason has an idea:
080378JM wrote:Hello everyone
in relation to the amount of cheques that are coming back to Were bank and if you follow the procedure by sending the cheque off with the relevant Allonge then should there be a process whereby the legal services are picking up the return cheques to argue our case for us.
I understand that the people that have done their research that understand the process will follow the process and make the notable protest however, my question also extends to those people that don't have the knowledge and understanding and find the paper trail process a difficult one as these often tend to be the vulnerable as well.
and should we be collecting the information of these banks that are refusing cheques so that we can actively take them to court as a collective rather than was acting as individuals.
jason
I think it would be quicker to take a note of any banks that
accepted WeRe cheques. Another member picks up the point about FLS:
301156JM wrote:Hear - Hear. ... Jason.
.
I have tried to relate this aspect of LEGAL SUPPORT by Freeman Legal Services, elsewhere... stating that it was my understanding that, due to the WeRe Bank precept of 'Pay don't fight'... that once WE had issued a cheque with the allongé that any subsequent response of refusal from the PAYEE would/should be redirected to these ASSOCIATED services of our account status... and this would then be FOUGHT OUT between the PAYEE & FLS working bon our behalf.
.
This then ISOLATE the WeRe Bank member ISSURER from the COURT system... where historically the LAWFUL - FREEMAN ON THE LAND ... usually failed when confronting the/ir system.
.
The Were Bank is therefore 'scaling their walls' using the very same legal rules these establishments use.
.
These services provided by FLS in association must be brought into action ASAP.
.
Steve Mac UK
I'll offer an idea of my own. Not only does Peter operate Freeman Legal Services, but also the most powerful court in the land. So if a payee won't accept a cheque, Peter's legal firm can take them to Peter's court, where the verdict is more or less guaranteed. Simples.
A long thread called "Clearing data" also explores this idea of using FLS, but a problem is noticed:
150180SW wrote:With Freeman Legal Services being Peter and Peter being WeRe Bank got to be a confllict of interest no ? Peter wants us to make a claim against WeRe Bank, we can't use Peter to sue Peter
Peter makes no reply. I think his answer would be obvious: "I run the bank, the law firm and the court. There is no conflict of interest. I will always find in favour of myself."
The same thread has a member asking WeRe to provide:
170959MM wrote:[...] the proof that a cheque has been cleared (AND THE DEBT PAID); [...]
I think I have summarised every thread of interest. The rest are members saying, "Hello from Wales" or wherever.
On the whole, I think Yaks (Marukee) is correct. These fantasies and failures should be shared only among consenting adults, in the privacy of their own forum.
(I am indebted to a friend, who tells me that software developers build in default passwords with strong guidance that the passwords should be changed after installing the software. Default passwords that are not changed are an open invitation to snoopers.)
Oh, I nearly forgot to mention the successes. Otherwise I might be accused of bias. They have a thread called "Celebrating Success".
060657JS wrote:Having read a number of posts so far of people failing to achieve remedy with their WeRe cheques, I am not inconsistent in feeling a bit insecure about my £30 cash, which I didn't really have in the first place....
Is it possible for members who have achieved remedy using cheques to write what they did so we have a simple model to follow and to also give some balance to what is being written (i.e. some wins :D )?
Bertie Bert (071258RW) helpfully copy-pastes three claimed success stories from GOODF. 071070CM had a failure with council tax, but paid £2217.00 to Barclaycard and that hasn't bounced yet. 251269AW had a letter saying his council tax was paid for the year. Jason (080378JM) posts a photo of a letter from Capital One saying "Thank you for your payment of £3,847.59, we received your payment on 9 June 2015 and we're processing it." You guessed it, the letter was dated 11 June. Jason posted this triumph on 22 June, saying:
080378JM wrote:Hello everyone,
i would like to Share this with you all this is what i have received so from capital one however i am still waiting for the balance to be zeroed and applied to my account.
kind regards
jason
So, evidence is provided for one cheque that didn't immediately bounce, and even that one hasn't been applied to an account. Ah well, the bank is only a couple of months old. I'm sure that someone, sometime, will persuade Peter to pay something.
