So who owns GOODF

[letissier14]

So who owns GOODF - The proper answer is that I don't know, however I'm going to have a go by relying on what Ceylon stated on a post on goodf before his demise.

Member on goodf Handle, asks who bought the site


Ceylon replies with, scroll to the top of the page and you will see


This brings you to advert for a company called http://www.iva-advice.co. Telephone number 0800 987 5337

When you click on their website it states: IVA-Advice.co is owned by Simple Financial Solutions Limited

Simple Financial Solutions Limited
Registered Address: 58 Elliot Street, Glasgow, G3 8DZ
Company No: SC382881
FCA Authorisation: 0641275

A company search for Simple Financial Solutions Limited https://beta.companieshouse.gov.uk/company/SC382881

Previous company names AMCG ASSOCIATES LIMITED 30 Jul 2010 - 30 Aug 2014

Current Directors of Simple Financial Solutions Limited
Peter Christopher Dean Appointed on 25 July 2016 - Correspondence address C/O Carrington Dean Group Ltd, Fyfe Chambers, 105 West George Street, Glasgow, United Kingdom, G1 2PE
Derek Peter Mcphail Appointed on 25 July 2016 - Correspondence address C/O Carrington Dean Group Ltd, Fyfe Chambers, 105 West George Street, Glasgow, United Kingdom, G1 2PE
2 resignations
David Mark Baddeley (Remember this name) Resigned on 30 September 2014 - Correspondence address
Sovereign House, 58 Elliot Street, Glasgow, G3 8DZ
Alex John McGarvey Resigned on 25 July 2016 - Correspondence address
Suite 1c, The Centrum Building, 38 Queen Street, Glasgow, G1 3DX

Simple Financial Solutions Limited website = http://www.simplefs.co.uk/

Now on this website it gives 2 addresses: The first is
Glasgow (Head Office)
Simple Financial Solutions Limited
Suite 3
58 Elliot Street,
Glasgow
G3 8DZ

The second being a mailing address in Manchester (THIS IS THE IMPORTANT ONE)
Simple Financial Solutions Limited
2911 Beetham Tower,
301 Deansgate,
Manchester
M3 4LT
(Correspondance address)

So what I can gather is that 301 Deansgate is a block of flats and 2911 is the door number of the flat we are concerned with.

A quick check brings up numerous companies at this address:

Paloma Digital Limited
2911 Beetham Tower, 301 Deansgate, Manchester, M3 4LT
Director: Mr David Mark Baddeley

Maya Property Management Limited
2911 301, Deansgate, Manchester, M3 4LT
Director: Mr David Mark Baddeley

M3 Personnel Limited
Suite 9, 275 Deansgate, Manchester, M3 4EL
Director: Mr David Mark Baddeley

CLB Financial Solutions Limited
c/o Kay Johnson Gee Corporate Recovery Limited, 1 City Road East, Manchester, M15 4PN
Director: Mr David Baddeley

Simple Financial Claims Limited
12 Stockport Road, Altrincham, Cheshire, WA15 8ET
Directors: Mr David Baddeley & Mr Alex John McGarvey

And numerous other companies ..... but this one is important I think

Aloe Vera Online Limited
2911 301 Deansgate, Manchester, M3 4LT
Director: Mr David Mark Baddeley

Now if you remember from a thread on here from March 2016 viewtopic.php?f=52&t=11060 There was an advert on goodf which said ....

Need Advice - Call Get out of Debt Free

CALL FREE NOW 0800 193 0248

Lines open 9am to 7pm Mon-Thurs and 9am to 5pm Friday

Now this was taken from our original thread

0800 193 0248 - Aloe Vera Online

Forever Living Products is one of those Pyramid/MLM scams that says they're not really a Pyramid/MLM scam because they have a product.
It is, of course, an overpriced crap product that doesn't sell and you have to recruit lots of people.
https://youtu.be/opSiGNO7fT4

The Facebook Page mentioned, should one click "Shop Now", takes you up a level in the pyramid.
To: http://www.aloe-vera-gel-online.flp.com/
To a Forever Living Products distributor: ZULAY SUAREZ FERNANDEZ - 07894 585482

Fernandez is connected with DAVID MARK BADDELEY who is now Director of Aloe Vera Online Limited.
Baddeley is director of this and another NINE companies at:
2911 Beetham Tower,
Deansgate,
Manchester M3 4LT

And also

Aloe Vera and Paloma are the two businesses that show as listed at the address in property searches.

Simple Financial Solutions Limited:
'Debt Management' types.

Simple Financial Planning : "Expert planning for your financial future" : http://www.simplefp.co.uk/
Sovereign House
58 Elliot Street
Glasgow
G3 8DZ
0141 380 0431
0800 433 2075

Simple Financial Solutions : "Making your finance simple" : http://www.simplefs.co.uk/
"We can offer advice through our associated companies in the following areas: IVA, Debt Management, Trust Deed Scotland, Bankruptcy, Sequestration, PPI Claims, Mortgage and Bank Charge Reclaims, Secured Loans / Unsecured Loans, Debt Arrangement Scheme, Mortgages / Re-mortgages and Pensions."
OUR ADDRESSES
Glasgow (Head Office)
Simple Financial Solutions Limited
Suite 3
58 Elliot Street,
Glasgow
G3 8DZ

Manchester
Simple Financial Solutions Limited
2911 Beetham Tower,
301 Deansgate,
Manchester
M3 4LT
(Correspondance address)
0800 043 2027

So I'm assuming the owner/s of goodf are now Peter Christopher Dean, Derek Peter Mcphail and David Mark Baddeley based solely on the information that we have so far. I might be wrong but it's a start, but it is obvious that the company who are advertising at the top of every single page on goodf now, are the same people who were advertising and offering a helpline on goodf as far back as March 2016

[littleFred]

A related question that I haven't seen asked: who was the third owner? Ceylon, Jon W, and who else?

[letissier14]

Someone suggested Jon's partner but I'm not sure to be honest

[notorial dissent]

letissier, I think that is a good chain of reasoning, and it certainly fits all the available information. Also the fact that ONLY one company seems to be advertising, instead of many, would seem to indicate at least a relationship with the Glasgow, or at least the Manchester company.

What came to mind as I was reading this was a phenomenon here in the 80's-90's of supposed debt management companies, many of which pretended to be non-profit, that promised to help people, for a fee, an up front fee, and many of these companies were franchised affairs. Since the process was the same all across the board, and what they were ultimately selling, the people involved didn't need or actually have any kind of background or ability to help people in debt, since what all they ever did was get their fee(s) up front, send out a bunch of documents, and when these were ultimately thrown back at them, tell the customersucker too bad, so sad, we tried. The customers were then usually worse off, and out the fees they had paid with no hope of getting a dime back. This (up front fee payment for debt management ) was made illegal across the board here, although variations of it sill pop up from time to time, but they usually don't last long. That just came to mind as I was reading this, and it would be a perfect fit with the crowd they are looking to prey upon.

[littleFred]

I can't fault letissier14's reasoning, but here's another nugget.

Steve Binch has today posted about the meeting on 21 Jan 2017:

i think all members than can should turn up to find out what is going on .?

This is a thread in Latest News. Which is currently locked. So stevebinch isn't an ordinary GOOFy.

[Forsyth]

This is a thread in Latest News. Which is currently locked. So stevebinch isn't an ordinary GOOFy.

That's actually in Events and Meetings, which is a sub-forum of Latest News. The posts I've clicked on in Events and Meetings show a "Post Reply" button, while the threads in Latest News show "Locked" buttons, so it looks like locking a forum doesn't affect the sub-forums.

While I hesitate to describe any member of GOODF as ordinary, I have yet to see evidence that stevebinch is any less ordinary than the rest of them.

[littleFred]

Ah, okay, thanks for the correction.

[Muggy]

So who owns GOODF - The proper answer is that I don't know, however I'm going to have a go by relying on what Ceylon stated on a post on goodf before his demise.

Member on goodf Handle, asks who bought the site


Ceylon replies with, scroll to the top of the page and you will see


This brings you to advert for a company called http://www.iva-advice.co. Telephone number 0800 987 5337

When you click on their website it states: IVA-Advice.co is owned by Simple Financial Solutions Limited

Simple Financial Solutions Limited
Registered Address: 58 Elliot Street, Glasgow, G3 8DZ
Company No: SC382881
FCA Authorisation: 0641275

A company search for Simple Financial Solutions Limited https://beta.companieshouse.gov.uk/company/SC382881

Now if you remember from a thread on here from March 2016 viewtopic.php?f=52&t=11060 There was an advert on goodf which said ....

Need Advice - Call Get out of Debt Free

CALL FREE NOW 0800 193 0248

Lines open 9am to 7pm Mon-Thurs and 9am to 5pm Friday




So I'm assuming the owner/s of goodf are now Peter Christopher Dean, Derek Peter Mcphail and David Mark Baddeley based solely on the information that we have so far. I might be wrong but it's a start, but it is obvious that the company who are advertising at the top of every single page on goodf now, are the same people who were advertising and offering a helpline on goodf as far back as March 2016

A clearer picture is emerging but the GOOFY's aren't going to be happy.

16th January 2017

Carrington Dean receives FCA authorisation and expands debt business


• Becomes first full service debt advice firm in Scotland to gain FCA authorisation
• Acquires debt advice company Simple Financial Solutions
• Establishes not-for-profit organisation Council Tax Advisors to give free advice on Council Tax Debt

The Carrington Dean Group has become the first full service debt advice and solutions business in Scotland to receive Financial Conduct Authority (FCA) authorisation, capping a year of major developments that included an acquisition and establishing a not-for-profit organisation to assist vulnerable people with Council Tax debt.

Carrington Dean, one of the UK’s longest-established debt advice and solutions businesses, received full FCA authorisation following a rigorous 18 month review that verified that it meets stringent requirements on compliance, systems, processes, and risk management and that staff are well-trained to provide ethical expert advice to people with problem debt.

Carrington Dean Chief Executive Peter Dean (MA CA FCMI FABRP MCIArb MIPA PIP) said: “Vulnerable people seeking debt advice need to be able to trust they are dealing with an ethical and expert firm that will always put their interests first. Achieving FCA authorisation provides independent verification of Carrington Dean’s commitment to the highest operating standards and our relentless focus on doing what is best for clients. It also reflects on the quality of our people and investment in training and systems.”

The FCA took over regulation of consumer credit (including debt advice and debt management) in 2014 after conducting a review that found serious failings among many firms who put profit before clients’ interests. The FCA has refused authorisation to firms that fail to meet standards and more than 100 debt management firms have exited the market since the FCA began a crackdown on unethical practices.

Carrington Dean, which was founded by Chartered Accountant and insolvency specialist Peter Dean in 2001, recently completed the acquisition of Simple Financial Solutions, one of Scotland’s leading independent debt advice businesses. The Simple team have moved into the group’s new headquarters in Glasgow’s West George Street, bringing the total number of employees across three offices in Glasgow, Gloucester and Dublin to 70.

Carrington Dean has also set up not-for-profit organisation Council Tax Advisors (CTA) to provide free help and practical advice to people in crisis over Council Tax debt. Carrington Dean is the sole private sector funding partner for the Community Interest Company. Council Tax Advisors meets a growing need for help as an estimated 1-in-10 UK households are struggling with Council Tax arrears, including many vulnerable families and individuals.

Peter Dean said: “We saw a strong correlation between people with Council Tax debt and vulnerable families facing a serious debt crisis. We decided to extend a helping hand by funding a free source of immediate help to people facing aggressive debt recovery tactics including wage arrestment and enforcement action as a result of Council Tax arrears.”

CTA, which operates UK–wide from Glasgow and Gloucester mediates on behalf of clients with cash-strapped UK councils who are collectively owed more than £1 billion in arrears. The service helps individuals by assisting them to agree sustainable and affordable repayment solutions and it benefits councils by helping them maximise income at a time when they are struggling to meet the rising cost of social care and other vital services.

Carrington Dean, which is the leading provider of Trust Deeds in Scotland and the largest Payment Distributor for the Debt Arrangement Scheme, is extending its networks through new partnerships. It is also pursuing organic growth through expansion into England and Wales where it provides Individual Voluntary Arrangements (a formal debt solution that enables people to resolve debt through affordable repayments) to a growing client base.

Dean said: “We are pursuing a growth and diversification strategy in 2017 which we expect to increase our share of the UK debt solutions market and to expand our financial services offering. Our vision is to be among the UK’s top five independent debt solutions businesses. We are also committed to supporting Council Tax Advisors and helping it become the number one source of free help with Council Tax arrears.”

Persistently high levels of personal debt remain a major problem for many families who have run up unaffordable debt as they struggle to cope with rising living costs, low or non-existent wages growth, and benefits reforms that have adversely affected many low and middle-income families, including the abolition of centralised Council Tax benefits.

A recent report by the Joseph Rowntree Foundation found that more than seven million people in the UK are living in poverty despite being in employment while the Bank of England warned that unsecured debt is rising at its fastest pace for 11 years.

 

https://www.carringtondean.com/blog/201 ... -business/

[Muggy]

And there is more with this 2nd press release.

Debt solutions firm creates council tax help centre

17 Jan 2017

Debt advice and solutions business Carrington Dean has set up a non-for-profit organisation to help people in council tax debt.

The organisation, Council Tax Advisors (CTA), will operate on a UK-wide basis and provide free help and advice to people struggling with tax arrears.
 
Carrington Dean said this meets a growing need for help as an estimated one in 10 UK households are struggling with council tax debts.
 
The service will help individuals by assisting them to agree sustainable and affordable repayment solutions.
 
The firm said it will also benefit councils by helping them maximise income at a time when they are struggling to meet the rising cost of social care and other vital services.
 
It also said the abolition of centralised council tax benefits has adversely affected many low and middle-income families that struggle with high levels of personal debt.
 
Peter Dean, chief executive of Carrington Dean, said: “We saw a strong correlation between people with council tax debt and vulnerable families facing a serious debt crisis.
 
“We decided to extend a helping hand by funding a free source of immediate help to people facing aggressive debt recovery tactics including wage arrestment and enforcement action as a result of council tax arrears.”
 
The Glasgow-based company received authorisation from the Financial Conduct Authority (FCA) in November 2016 after a “rigorous” 18-month review.
 
The company provides IVAs, protected trust deeds, debt arrangement schemes and bankruptcy advice, though it does not arrange debt management plans.

https://www.creditstrategy.co.uk/news/n ... entre-1431

[Normal Wisdom]

Wasn't there some talk last year about GOODF getting accreditation from the FCA? I doubt this is what Colon had in mind (assuming he had anything).

[ArthurWankspittle]

Would be interesting to know if Carrington Dean have swept up any other "debt advice" type websites. Would make sense in terms of a marketing strategy to get hold of clients in their new area of business.

[littleFred]

In the light of those press releases, it makes perfect sense for Carrington Dean to buy GOODF. Businesses use social media to get their messages out, and find out what potential customers want. Buying a social media site that already focusses on the business is logical.

[longdog]

In the light of those press releases, it makes perfect sense for Carrington Dean to buy GOODF. Businesses use social media to get their messages out, and find out what potential customers want. Buying a social media site that already focusses on the business is logical.

I'm not sure buying a site that is infested with freeloading conspiracy theorists makes much business sense. The domain name might be worth a couple of hundred quid but the actual site itself is going to be a massive liability unless they purge it of the ludicrous 'advice' and it's ludicrous freeloading members... In which case you might as well start from scratch.

[letissier14]

I'm not sure buying a site that is infested with freeloading conspiracy theorists makes much business sense. The domain name might be worth a couple of hundred quid but the actual site itself is going to be a massive liability unless they purge it of the ludicrous 'advice' and it's ludicrous freeloading members... In which case you might as well start from scratch.

I'm pretty sure they bought it because of the amount of traffic it already attracts. Starting from scratch would be much much harder, plus there will be people who will be prime targets for their services.

[longdog]

I'm not sure buying a site that is infested with freeloading conspiracy theorists makes much business sense. The domain name might be worth a couple of hundred quid but the actual site itself is going to be a massive liability unless they purge it of the ludicrous 'advice' and it's ludicrous freeloading members... In which case you might as well start from scratch.

I'm pretty sure they bought it because of the amount of traffic it already attracts. Starting from scratch would be much much harder, plus there will be people who will be prime targets for their services.

It's not the amount of traffic but the quality of the traffic that counts. If they leave the site as it is with its loonspud members giving out ludicrously wrong advice they might get hits on their advert from people typing 'get out of debt' into Google but the rest of the site is full of nonsense which the owners could be held responsible for.

My prediction for GOODF is that the new owners will soon replace all of the content with something that's not ridiculous bullshit that could get them sued and delete the forum entirely... It's a complete waste of bandwidth to them... And then where will the morons who make up the forum mutual masturbation society go to play?

[littleFred]

The value, to Carrington Dean, would be in the readers of GOODF who are in debt problems, and are therefore potential customers of CD.

Perhaps CD are honourable and ethical, and don't want to see people falling into greater debt, and will therefore remove the appallingly bad advice from GOODF.

If I were cynical, I would say CD will benefit from people following appallingly bad advice and falling into greater debt.

[longdog]

If I were cynical, I would say CD will benefit from people following appallingly bad advice and falling into greater debt.

Hmmm... I'm not convinced about that. The sort of people who follow the stupid advice on GOODF are going to be the ones who will go on to drink long and deep of freetard Kool-Aid, loose everything a la Tom Crawford and STILL insist the woo works or they are going to realise they've been misled and not trust the site at all. Neither of those two groups are likely to be customers of CD.

That just leaves passing trade for which the actual site might as well be a five page job with a few Flash [CLICK HERE] buttons.

[notorial dissent]

The value, to Carrington Dean, would be in the readers of GOODF who are in debt problems, and are therefore potential customers of CD.

Perhaps CD are honourable and ethical, and don't want to see people falling into greater debt, and will therefore remove the appallingly bad advice from GOODF.

If I were cynical, I would say CD will benefit from people following appallingly bad advice and falling into greater debt.

Except it would seem that the ones who gravitate towards GOODF are of the don't/won't pay for anything and are looking for a way to NOT pay their debts. They have repeatedly shown they won't respond to or follow good advice, and won't pay for ANYTHING, and as for traffic, it only seems to attract for the most part like minded loons. A lot of the traffic they generate may well be of the disaster tourist kind who want to occasionally drop in to see what the inmates have done this week and who aren't in the least interested otherwise.

I can follow the thinking and logic of CD, to a degree, but I also think it is deeply flawed, and ultimately wrong. This is quite simply the WRONG audience for their wares.