http://www.sltrib.com/sltrib/money/5210 ... e.html.csp
Ogden and his brother, Terry, were indicted for their operation of Paradigm Acceptance LLC, a company that allegedly told investors it made money by paying off the debt of distressed homeowners and then helping them renegotiate a mortgage at a lower rate.
Paradigm was paid a $1,500 fee by the homeowners, plus an additional amount, depending on how much it helped save by renegotiating debts and refinancing mortgages, the indictment said.