UK - Tom Crawford Calls For Help

[NYGman]

Well, there you go, I've just been proven wrong:

Re: Latest NEWS day of Common Law action 1st May 5.03 pm
Postby bertiebert » Fri May 01, 2015 5:14 pm

Roger Hayes just came out of the "court" said looks like Some doors have been opened looks like Bradford and Bingley dont want to evict him..
Roger suggested it was because of the people supporting have made the difference..

Will he make payment with a WeRe "cheque" for the balance?

[vampireLOREN]

Well, there you go, I've just been proven wrong:

Re: Latest NEWS day of Common Law action 1st May 5.03 pm
Postby bertiebert » Fri May 01, 2015 5:14 pm

Roger Hayes just came out of the "court" said looks like Some doors have been opened looks like Bradford and Bingley dont want to evict him..
Roger suggested it was because of the people supporting have made the difference..

Will he make payment with a WeRe "cheque" for the balance?

Well as long as they can claim a moral victory they will be happy, now they are all off to get lammered. I expect Tom will not take up any offer made to him....so I expect it will still end badly. Still they all had a nice day out. Anyone check out Toms son Craig's face book ?? he appears to be running a get rich quick type thingy.

[wanglepin]

The first comment on the case from the local rag should give the judge something to think about.

harrystotle | May 01 2015, 5:31PM
So every year without fail the building society has sent this chap a statement showing the capital outstanding at the start of the year, the interest payments he has made and the capital outstanding at the end of the year. which would be unchanged. And he somehow thinks he has repaid the loan ? Come on.

[PeanutGallery]

I would think that Bradford and Bingley would, for the sake of public relations, be willing to allow Tom to stay on provided he made an effort to clear the outstanding capital. But they wouldn't be interested in letting him get off scot free with a free house as it would encourage others to do the same. In order to reach any agreement Tom would have to come way towards clearing the outstanding amount. If he doesn't it's not in Bradford and Bingley's interest to be swayed. Of course Bradford and Bingley may consider that they could still reach an agreement where Tom leaves the property willingly, a notion which I believe those on both sides of this fence would find implausible.

Tom may think that the 'agreement' will involve them making more of a concession. I believe he may be mistaken on this. What will be telling will be the judgement, when it is delivered, and if it invites the parties to meet and settle the claim. There would be no point to mediation if the appeal is denied. Tom's claim would be going nowhere and the dispute would therefore be resolved. There would only be a point to it if the appeal was granted.

I don't think we can read too much into this. While I think it possible that the Judge is playing his hand very close to his chest, by openly considering the possibility of mediation - without confirming that it would happen - the Judge is letting the braying mob think they have a chance of a 'win'. I believe the intent behind this is to avoid civil unrest and the Judge will wait to give a verdict after the mob have dispersed. If the Judge is doing this, then it points to a clever and wise Judge who considered all of the ramifications of their actions. Of course I could be mistaken.

[Hercule Parrot]

• B&B: So... how much can you pay per month to start getting caught up?

• Tom: Pay? Me? Oh no.... the Judge said I win the case, you have nothing, I owe you nothing.

I really hope not. If B&B offer a way to reschedule the debt or settle it by a charge against the property, then that's TC's only chance of staying in his home. If he listens to the GOOFy idiots and turns that down, he'll be on the street before the end of this year. And as much as he might deserve that, it would be a sad ending.

[vampireLOREN]

I would think that Bradford and Bingley would, for the sake of public relations, be willing to allow Tom to stay on provided he made an effort to clear the outstanding capital. But they wouldn't be interested in letting him get off scot free with a free house as it would encourage others to do the same. In order to reach any agreement Tom would have to come way towards clearing the outstanding amount. If he doesn't it's not in Bradford and Bingley's interest to be swayed. Of course Bradford and Bingley may consider that they could still reach an agreement where Tom leaves the property willingly, a notion which I believe those on both sides of this fence would find implausible.

Tom may think that the 'agreement' will involve them making more of a concession. I believe he may be mistaken on this. What will be telling will be the judgement, when it is delivered, and if it invites the parties to meet and settle the claim. There would be no point to mediation if the appeal is denied. Tom's claim would be going nowhere and the dispute would therefore be resolved. There would only be a point to it if the appeal was granted.

I don't think we can read too much into this. While I think it possible that the Judge is playing his hand very close to his chest, by openly considering the possibility of mediation - without confirming that it would happen - the Judge is letting the braying mob think they have a chance of a 'win'. I believe the intent behind this is to avoid civil unrest and the Judge will wait to give a verdict after the mob have dispersed. If the Judge is doing this, then it points to a clever and wise Judge who considered all of the ramifications of their actions. Of course I could be mistaken.

I think you are spot on Peanut......spot on.

[vampireLOREN]

I would think that Bradford and Bingley would, for the sake of public relations, be willing to allow Tom to stay on provided he made an effort to clear the outstanding capital. But they wouldn't be interested in letting him get off scot free with a free house as it would encourage others to do the same. In order to reach any agreement Tom would have to come way towards clearing the outstanding amount. If he doesn't it's not in Bradford and Bingley's interest to be swayed. Of course Bradford and Bingley may consider that they could still reach an agreement where Tom leaves the property willingly, a notion which I believe those on both sides of this fence would find implausible.

Tom may think that the 'agreement' will involve them making more of a concession. I believe he may be mistaken on this. What will be telling will be the judgement, when it is delivered, and if it invites the parties to meet and settle the claim. There would be no point to mediation if the appeal is denied. Tom's claim would be going nowhere and the dispute would therefore be resolved. There would only be a point to it if the appeal was granted.

I don't think we can read too much into this. While I think it possible that the Judge is playing his hand very close to his chest, by openly considering the possibility of mediation - without confirming that it would happen - the Judge is letting the braying mob think they have a chance of a 'win'. I believe the intent behind this is to avoid civil unrest and the Judge will wait to give a verdict after the mob have dispersed. If the Judge is doing this, then it points to a clever and wise Judge who considered all of the ramifications of their actions. Of course I could be mistaken.

I think you are spot on Peanut......spot on.

especially as intends to notify by post or email the verdict.....very smart move.

[wanglepin]

In order to reach any agreement Tom would have to come way towards clearing the outstanding amount.

Tom would need the funds to clear the outstanding amount to uphold any agreement, if he hasn't spent it all on Ceylon and all paraphernalia promoting his cause and GOODF.

[ArthurWankspittle]

Mr Crawford, who is in remission from prostrate cancer, added: "I was in a position at the time where I wasn't physically or mentally capable of defending myself at court."

Rant time: I could be described as being "in remission from prostate cancer" but apart from 60 hours in hospital and being unable to work for four weeks, it hardly made me incapable of defending myself in court. This has been going on for what, four years and when was his diagnosis and what treatment did he have? It's bullshit local journalism at best. Tell us the stage of the cancer and I might have some sympathy. Ignore the symptoms for years, you wont get much sympathy from me and you could end up like Frank Zappa or Bob Monkhouse. Being in remission from cancer doesn't give you the right to stiff your mortgage lender.

[mufc1959]

It'd be marvellous if Tom decided to use a WeRe cheque for any payment. Because there's an ongoing court case about his mortgage, there'd be the perfect opportunity for a judge to make a finding on the validity of a WeRe cheque.

[PeanutGallery]

I'm actually surprised he hasn't. Surely Peter wants his scam to go as high profile as possible before it crashes and burns, so why not chuck Tom under the same bus he's chucking everyone else under. Shouldn't Peter be pressing Tom to take a cheque and just clear the amount owed?

Equally if Tom, Ceylon, Guy Taylor and the other 'high ups' in the UK Sovrun movement thought that Peter's scam was worth the paper the dud cheques are printed on then why wouldn't Tom do this and just write the whole thing off.

[wanglepin]

by SalliNae » Fri May 01, 2015 5:30 pm
According to Tom "The Judge has all the facts laid before him. It could go either way. He could listen to the truth but then again... The Judge will be emailing him"

"a decision by e-mail"?
That is a new one on me.

[grixit]

Tom has come out of court and has addressed his supporters. According to him it now all depends on whether the judge has listened to the truth or listened to the barrister.
http://bambuser.com/v/5477141?v=m

According the fotl types, you should never listen to a barista. Because when they call out your name, they're saying it in all upper case. And they often write it on the cup all upper case. If you accept that cup, you might as well hang a gold fringe from your nose hairs, because you've surrendered your sovereignty.

[wanglepin]

He said: "They committed fraud against my family by changing the terms without my consent.
"My wife and I have paid our mortgage. They changed it, I'm not responsible for paying it."

Is this a bit closer to the truth Tommy boy?

But Bradford and Bingley said his endowment policy had lapsed - due to him not making the endowment payments - and that he had only been paying an interest-only mortgage.
They say he owes £43,000.
Nicole Sandells, representing Bradford and Bingley, said: "It seems abundantly clear...that they knew the [endowment] policy had lapsed and needed to put something in place to sort out how they were going to repay the capital, but they've never done that.
"This is not a case where Bradford and Bingley has lost an endowment policy. The bank was not asked to sort the problem out by turning it into a repayment mortgage. There was no fraud by the bank."

http://www.nottinghampost.com/Tom-Crawf ... story.html

[Normal Wisdom]

He said: "They committed fraud against my family by changing the terms without my consent.
"My wife and I have paid our mortgage. They changed it, I'm not responsible for paying it."

Is this a bit closer to the truth Tommy boy?

But Bradford and Bingley said his endowment policy had lapsed - due to him not making the endowment payments - and that he had only been paying an interest-only mortgage.
They say he owes £43,000.
Nicole Sandells, representing Bradford and Bingley, said: "It seems abundantly clear...that they knew the [endowment] policy had lapsed and needed to put something in place to sort out how they were going to repay the capital, but they've never done that.
"This is not a case where Bradford and Bingley has lost an endowment policy. The bank was not asked to sort the problem out by turning it into a repayment mortgage. There was no fraud by the bank."

http://www.nottinghampost.com/Tom-Crawf ... story.html

Wow! Now that's the sort of information that we've been wanting all along and of course it makes perfect sense. It also explains why he has been so unwilling to say anything definitive about the existence of the endowment policy and any payments he might have made. What an absolute con man. No sympathy any more he needs to be kicked out as an example to others.

[ArthurWankspittle]

by SalliNae » Fri May 01, 2015 5:30 pm
According to Tom "The Judge has all the facts laid before him. It could go either way. He could listen to the truth but then again... The Judge will be emailing him"

"a decision by e-mail"?
That is a new one on me.

I suspect the judge still writes a letter and/or a decision but these days he can email it to the parties rather than post it.

[tm169]

by SalliNae » Fri May 01, 2015 5:30 pm
According to Tom "The Judge has all the facts laid before him. It could go either way. He could listen to the truth but then again... The Judge will be emailing him"

"a decision by e-mail"?
That is a new one on me.

I suspect the judge still writes a letter and/or a decision but these days he can email it to the parties rather than post it.

Yeah quite common in the Chancery Division now. The judge will write a judgement / order. Email it to the parties to approve and then produce a sealed order which would then be served by post.

[tm169]

Nicole Sandells, representing Bradford and Bingley,

Interesting to see that they have pulled out all the stops in terms of representation. 1994 call, specialist in mortgages and from one of the top chambers in London.

[Normal Wisdom]

I seem to remember that the judge reserved judgement in the Paula Jane Campbell case too although on that occasion he delivered the judgement in person at a later date. I suspect that given that they had obviously already made plans to limit the attendance of supporters in the court and had experienced the actions of the mob outside the court, this was a very sensible idea.

If Tom really did simply stop paying his endowment policy premiums it appears to be an open and shut case. It will be great if the judgement is published on Bailii, that cleared up so many questions in the Paula Campbell case.

[wanglepin]

Wow! Now that's the sort of information that we've been wanting all along and of course it makes perfect sense. It also explains why he has been so unwilling to say anything definitive about the existence of the endowment policy and any payments he might have made. What an absolute con man.

Nicole Sandells, representing Bradford and Bingley... his endowment policy had lapsed - due to him not making the endowment payments

Yes Normal, he stopped paying,. Why? I don't doubt for a second that it was at this point he had discovered Mark Haining Ceylon of GOODF and Guy Taylor. Who put him on the road to getting into more debt free. I believe Tom could well end up with costs against him should it not go his way.