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What is your opinion? Has Tom won or has Tom lost?
Moderator: ArthurWankspittle
Thank youvampireLOREN wrote: Welcome .....
Thank you.rumpelstilzchen wrote:Hi, letissier 14.Welcome to Quatloos.
What is your opinion? Has Tom won or has Tom lost?
I agree. Why do you think it is the likes of Ceylon & Co are unable, or maybe unwilling, to see that?letissier14 wrote:Thank you.rumpelstilzchen wrote:Hi, letissier 14.Welcome to Quatloos.
What is your opinion? Has Tom won or has Tom lost?
In my opinion I think Tom has lost - I would to think he hasn't and he manages to keep his house, but I think the judges decision was pretty clear for all to see.
To be frank, the constant pushing and acceptance of the nonsensical Logic of Mr Ebert is both dangerous and very sad. It is plain that for some reason the Crawford's have been turned over by those they think are supporters.letissier14 wrote:I've no idea to be honest, other than it is an "us versus them" attitude.
I've spoken to someone who has seen the whole judgment and they believe Tom has lost too.
Trouble is emotions are running quite high around the whole subject, which will lead to nothing but trouble in my opinion.
Hi letissier, you're very welcome here. There are a few people who participate in both messageboards, sometimes using different names to avoid aggravation. Always interesting and useful to see the situation from another perspective.letissier14 wrote:Yes I was a MOD on GOODF
ThanksHercule Parrot wrote:
Hi letissier, you're very welcome here. There are a few people who participate in both messageboards, sometimes using different names to avoid aggravation. Always interesting and useful to see the situation from another perspective.
I also think that TC has lost, and I think the bank will probably move quite quickly to end this now. The authorities won't want a prolonged mob situation, so they'll plan something decisive involving plenty of cops. TC won't understand what's happening until he's on the street with a suitcase.
I think this is a tragedy. If he had taken proper advice, he could have negotiated a deal to keep his home or downsize into something affordable. But he made it into an all-or-nothing confrontation, encouraged by certain people.
I don't think so - I think his mind is made up that he will go down fighting.rumpelstilzchen wrote:Is Tom willing to pay?
They see it alright. but they will never admit they were wrong, how can they.rumpelstilzchen wrote:I agree. Why do you think it is the likes of Ceylon & Co are unable, or maybe unwilling, to see that?letissier14 wrote:Thank you.rumpelstilzchen wrote:Hi, letissier 14.Welcome to Quatloos.
What is your opinion? Has Tom won or has Tom lost?
In my opinion I think Tom has lost - I would to think he hasn't and he manages to keep his house, but I think the judges decision was pretty clear for all to see.
You are right, this is a highly emotive subject, not least for TC who perhaps somewhat late in life is finding mistaken solace in being the centre of the attention these parasites are paying him.The Quatloos crowd are being taken care of as we speak and will be soon blown to the 4 corners of the earth like dessicated mud!
What are your thoughts on Tom's position regarding the original case? Tom did not pay the endowment policy and had nothing in place to pay off the final sum. Do you accept the B&B had every right to start proceedings? Is it not the case that it was actually the B&B that were wronged because Tom did not pay back what he originally agreed to?letissier14 wrote:I don't think so - I think his mind is made up that he will go down fighting.rumpelstilzchen wrote:Is Tom willing to pay?
Can totally understand his situation as he really does believe he has been wronged, but sometimes you need to cut your losses and see the bigger picture.
I think that's the problem in a sentence. He's financially naive, and he panicked when he realised that he still owed a lot of money. If he had gone into CAB or a proper debt management service, they would've helped him to restructure the mortgage.letissier14 wrote:Tom seems to be a really nice guy and putting his trust in other people, maybe that's the reason?
I don't think he has anything to pay with. I can't see a lender saying no worries we'll wait for your crowdfunding to come up with the money, when they can repossess and auction the place in a few months. Tom has to come up with £43k for the original capital amount plus interest and costs from the end of the mortgage and first court hearing onwards. B&B employed a barrister, have had a couple of failed attempts at possession etc. My guess is he owes in the £60k region by now.rumpelstilzchen wrote:Is Tom willing to pay?
hello letissier14, welcome. Nice to hear the others sides perspective, it is refreshing.letissier14 wrote: In my opinion I think Tom has lost - I would like to think he hasn't and he manages to keep his house, but I think the judges decision was pretty clear for all to see.
Again it is very hard to speculate on this without seeing the full facts in front of you.rumpelstilzchen wrote: What are your thoughts on Tom's position regarding the original case? Tom did not pay the endowment policy and had nothing in place to pay off the final sum. Do you accept the B&B had every right to start proceedings? Is it not the case that it was actually the B&B that were wronged because Tom did not pay back what he originally agreed to?