Angela falls into the freeman spectrum because of her response to a requirement to pay her debts. She's a university student who at least partly financed her education through student loans. She was mortally offended when the government only forgave $6,000 of the $68,445 total she owed rather than the $20,000 she'd convinced herself they were going to write off. So she went full freeman on them and refused to pay any of it. This resulted in the government taking her to court to collect. And she, at least initially, put up a freeman defense both while refusing to pay and in court;Ethology is the scientific and objective study of animal behaviour, usually with a focus on behaviour under natural conditions, and viewing behaviour as an evolutionarily adaptive trait.
Alberta v Greter, 2016 ABQB 293
http://canlii.ca/t/grssn
The two sides seem to have a very basic disagreement on the meaning of the word "payment". The defendant says;[2] On June 19, 2015 Alberta sued Ms. Greter for the outstanding student loan and interest, a total of $68,445.65. On August 4, 2015, Ms. Greter filed a Statement of Defence that denied any debt liability to Alberta. The key passages of the Statement of Defence are:
Statement of facts relied on:
...
2. Full disclosure of the alleged debt was not and has never been provided under contract law.
...
Any matters that defeat the claim of the plaintiff(s):
...
5. As requested by the Defendant since July 2013, the Plaintiff has been unable and/or unwilling to produce the original debt instrument and a true certified copy of the actual accounting whereby the Government of Alberta has incurred a loss.
6. The Defendant has made numerous attempts to settle this matter and has never refused or neglected to make payment. That assertion is considered dishonourable defamation of character.
Remedy sought:
7. Upon inability to produce the original debt instrument and proven loss, the alleged debt will be discharged, all correspondence will cease and the matter will be considered resolved.
8. The Plaintiff will correct the Defendant’s credit record.
Yet the government took the position that;6. The Defendant has made numerous attempts to settle this matter and has never refused or neglected to make payment. That assertion is considered dishonourable defamation of character.
In any case, when it came time to stand in front of a judge and put her case to the court she utilized an absolutely classic freeman defense, the Menard Scramble©, and didn't show up.[1] Between 2004 and 2012 Angela Greter received student loans from the government of Alberta (“Alberta”) totalling $64,360.00. Ms. Greter completed her PhD in agriculture from the University of Guelph on December 13, 2012. She has made no payments to date. Alberta now sues to collect that debt.
[4] Ms. Greter was not present at the first scheduled hearing of this matter on May 2, 2016, but her husband appeared and sought an adjournment, which was granted. Ms. Greter did not attend the May 16, 2016, hearing before myself, and has made no other representations. I was informed by counsel for Alberta that Ms. Greter had indicated she would not attend.
How did things get to this state?
That, I assume, is what she based her "never neglected a payment" comment on.[9] Ms. Dec’s affidavit establishes the nature and basis of Ms. Greter’s defence, and the history of this dispute. In 2013, after Ms. Greter graduated from her PhD program, she complained that a change in student loan relief programming meant that she was forgiven $6,000.00 in her loans. She had believed she would instead receive $20,000.00 in loan relief. She complained to Student Aid Alberta, but additional debt relief was refused. This is detailed in an exchange of emails and correspondence between Ms. Greter and officials in the Alberta government.
[10] Ms. Dec’s Affidavit also includes a number of documents that were then sent by Ms. Greter to Student Aid Alberta and Service Alberta. These disclose strategies that Associate Chief Justice Rooke in Meads v Meads, 2012 ABQB 571 (CanLII), 543 AR 215 categorized as “Organized Pseudolegal Commercial Arguments” [“OPCA”], and which appear with troubling frequency in Canadian courts. OPCA concepts are sold on a commercial basis by conmen, “OPCA gurus”, to lay persons with the promise that these legal-sounding schemes and their associated magical documents will provide extraordinary rights and remedies. They are instead a simply worthless scam that only causes harm and waste to all involved.
A. Three/Five Letters Scheme
[11] Ms. Greter’s correspondence attempts to implement a variation of the Three/Five Letters foisted unilateral agreement debt elimination scheme, which is detailed in Bank of Montreal v Rogozinsky, 2014 ABQB 771 (CanLII), 18 Alta LR (6th) 1. The first OPCA document included in Ms. Dec’s Affidavit is a “Notice of Default” dated Dec. 8, 2013, (see Appendix “A”) that indicates Ms. Greter is dissatisfied with and does not accept Student Aid Alberta’s response to three previous documents, and then announces Student Aid Alberta:
... is now in default of the obligation for full disclosure and lawful consideration under contract law. The following requirements were ignored or answered insufficiently:
1. Proof of the existence of an alleged account or contract in the flesh and blood name of Angela Marissa Greter duly signed and witnessed by both parties, not a unilateral agreement and upon which signed page there is reference to the entire agreement.
2. Proof of claim that the Student Aid Alberta Service Centre is the current holder of the above mentioned original debt instrument and that it has not been on-sold to another party.
3. A true certified copy of the actual accounting whereby the Student Aid Alberta Service Centre has incurred a loss of the alleged debt (proven loss). This may be provided via accounting through the bank proving that a true loss occurred.
4. A True Bill inked in blue with “Bill” and “Value” marked upon the face and not a statement of account for any amount of money allegedly owing or owed to the Student Aid Alberta Service Centre by Angela Marissa of the Greter family.
5. Please properly identify under full commercial liability and penalty of perjury who is the fiduciary creditor and who is the fiduciary debtor.
6. Please produce the original promissory note and contact me for inspection by my hand and not a copy and/or affidavit/certificate of lost note.
[Emphasis in original.]
[12] The “Notice of Default” then concludes:
The Student Aid Alberta Service Centre has until December 31, 2013 to cure this default. If the Student Aid Alberta Service Centre does not remedy the default within the allotted time, I will consider its silence to be assent and agreement that no debt exists. As such, I will consider the matter between us to have been legally and financially settled.
[13] Ms. Greter then signed the “Notice of Default” with a signature across an ink fingerprint.
Anyhow I'll give the court's response to this but culled of its massive listings of precedence;
I guess this means that she's not going to see her credit rating restored anytime soon. It's surprising that she didn't show for her hearing because she was very aggressive until court action was immanent.[14] There are many legal errors in this document.
[15] Ms. Greter’s “Notice of Default” is clearly one of a series of foisted unilateral agreements (Meads v Meads, at paras 447-528), a common pseudolegal strategy where a document claims to create and impose unilateral obligations on its recipient. First, contract law does not permit a person to ‘foist’ an obligation on another party: 1. In contract silence does not mean consent or agreement:
[16] Second, Canadian courts have concluded the information demanded by Ms. Greter is not necessary or relevant to prove the existence of a debt. A binding contract does not require an original document, ‘wet ink’ signature, and witnesses.
[17] Formal ledgers and other accounting documents are not required to prove a debt. Modern financial practices and their electronic equivalents are adequate.
[18] Sale of a debt, or “securitization” is irrelevant to whether the original creditor may enforce that debt:
[19] There is no obligation for a creditor to produce a “True Bill inked in blue”. I note that Justice Powers in Royal Bank of Canada v Skrapec concluded the “True Bill inked in blue” concept (whatever it may be) had no apparent connection to Canadian law, and instead probably was something of American origin. My attempts to find any Canadian meaning or function for a “True Bill inked in blue” was equally unsuccessful. Perhaps this is yet another OPCA flight of fantasy.
[20] A lending contract is not a consumer note or bill of exchange.
[21] Ms. Greter’s demand for the identity of the “fiduciary creditor” and “fiduciary debtor” is cryptic. What I can say with confidence is that the phrase “full commercial liability”, whatever its intent, is OPCA nonsense. The only times that language has appeared in any reported Canadian judgment is in an OPCA litigant’s arguments and documents: “Full commercial liability” means nothing in Canadian law.
[22] Suffice to say that Ms. Greter had no basis in law to make the demands identified in the “Notice of Default”, and that the mode by which she attempted to foist and then enforce those demands has no legal effect.
I have to say, even with my extensive knowledge of freeman defenses, I've not heard an argument framed quite this way before;B. Fee Schedule
[23] Next Ms. Greter sent a “Non-Negotiable” “User Agreement Fee Schedule Notice” (Appendix “B”), dated Feb. 22, 2014. This is another foisted unilateral agreement that sets penalties and costs for various potential interactions between government actors and Ms. Greter, including penalties for filing court documents ($300.00 per document), “Educational Services” ($650.00 per session), receipt of telephone calls ($250.00 per call), and various graduated and escalating penalties, in silver coin, directed to government actors and police, which climax with:
ONE BILLION ($1 000 000 000.00) .999% PURE COMMERCIAL GRADE SILVER DOLLARS PER INCIDENT if injected or any private organic matter such as blood/tissue or DNA samples are forcibly removed from me under duress.
[24] Like other foisted unilateral agreements, fee schedules impose no obligations on their recipients: Rooke ACJ recently in Gauthier v Starr, 2016 ABQB 213 (CanLII) at para 39 summarized the illegitimate and illegal function of these documents:
... Fee schedules are foisted unilateral agreements that define certain penalties for government, institutional, and court actors engaged in their legal duties ... OPCA fee schedules have one purpose: intimidation. These documents are intended to deter state and court actors from the proper exercise of their obligations ... Asserting a foisted unilateral agreement against a public official is harassment ... I recently concluded ... that an attempt to enforce a spurious OPCA-based debt on a peace officer was prima facie intimidation of a justice system participant: Criminal Code, RSC 1985, c C-46, s 423.1. [Citations omitted.]
[25] Other correspondence indicates that Ms. Greter also published her fee schedule on a website: http://publicnoticeangela.blogspot.ca/. Fortunately for her, Ms. Greter does not appear to have attempted to collect any penalties under her “User Agreement Fee Schedule Notice”. If she had, that would have been a basis for punitive steps in this lawsuit, such as elevated costs, and potentially other sanctions, such as being declared a vexatious litigant: Re Boisjoli, 2015 ABQB 629 (CanLII), 29 Alta LR (6th) 334.
C. Subsequent Correspondence
[26] The Affidavit of Ms. Dec also includes a Feb. 28, 2014 letter from “Commonly called Angela Marissa of the Greter Family, Principal Creditor” to a collection agency denying a contract with the collection agency, and threatening to bill for “damages”. This correspondence indicates Ms. Greter has also adopted the OPCA double/split person “Strawman” motif: Meads v Meads, at paras 417-446. This is a bizarre pseudolegal misconception that individuals have two components: a physical ‘flesh and blood’ half (Angela Marissa of the Greter family), and a non-corporeal ‘legal’ half or “Strawman” (ANGELA GRETER):
You are a third party interloper with no lawful signed contract between the ANGELA GRETER or the living woman commonly known as Angela Marissa of the Greter family.
I am the living woman commonly known as Angela Marissa of the Greter family that supplies the sweat equity and labor as agent for the ens legis person ANGELA GRETER.
Since certain truths, transparencies, and maxims in commerce are now coming to the forefront of the awareness in the collective human consciousness, moralities of higher spirit compel me to seek full transparency and full disclosure on the types of commercial contracts offered by governments and corporate institutions, which brings me today to ask a few questions so that I remain in honour of the involuntary bankruptcy of the nation and settle all alleged debts for the ANGELA GRETER.
[27] This is, of course, wrong. The “Strawman” is a myth. The legal and physical aspects of an individual are one and the same. Canadian law does not recognize anything called an “ens legis” person, and that term has never appeared in any reported Canadian judgment, unless it was said or written by an OPCA litigant: The idea of an interrelationship between two aspects of oneself is equally absurd. As my colleague Master Schlosser observed in Servus Credit Union Ltd v Parlee at para 76, “[t]alking to yourself binds no-one.”
[28] The “Strawman” concept is so notoriously false that simply advancing the “Strawman” double/split person is a basis to presume a court participant litigates in bad faith and for abusive, ulterior purposes: Fiander v Mills, 2015 NLCA 31 (CanLII) at paras 20, 39-40. I conclude that applies to Ms. Greter’s defence against collection of her student loans.
[29] The last OPCA document from Ms. Greter is an April 2, 2015, “Rebuttal to Service Alberta, Crown Debt Collections”, addressed to Carla Dec (Appendix “C”). It repeats the demands in the “Notice of Default”, and states there is no outstanding loan because the Government of Alberta is not “in honour”. Since Student Aid Alberta has not responded to the Three/Five Letters documents “... I must conclude the true evidence of this loan does not exist ...” and unless the Government of Alberta responds to Ms. Greter’s satisfaction by April 21, 2015 “... I will consider the matter between us to have been legally and financially settled.”
Whatever the hell that's supposed to mean. No doubt the court was as puzzled as I am. Admit it, we all know where this is going;Since certain truths, transparencies, and maxims in commerce are now coming to the forefront of the awareness in the collective human consciousness, moralities of higher spirit compel me to seek full transparency and full disclosure on the types of commercial contracts offered by governments and corporate institutions, which brings me today to ask a few questions so that I remain in honour of the involuntary bankruptcy of the nation and settle all alleged debts for the ANGELA GRETER.
All done by the dreaded Master Schulz, the author of Crossroads-DMD Mortgage Investment Corporation v Gauthier, 2015 ABQB 703 (http://canlii.ca/t/glzx5)D. Ms. Greter’s OPCA Scheme is Legally Incorrect
[30] Ms. Greter’s Three/Five Letters debt elimination scheme cannot impose an obligation on Alberta to fulfill Ms. Greter’s demands on how it proves her debt. Further, the information she sought by those means is unnecessary, irrelevant, or imaginary. I therefore conclude that Ms. Greter has no viable defence to Alberta’s action to enforce her outstanding student debts. She has simply attempted to deny and evade her obligations to repay the government loans that financed her education and present career. Her Statement of Defence is struck out and I award summary judgment in favour of the Plaintiff.
[33] As a final note to Ms. Greter, I caution her against further attempts to use OPCA concepts. Alberta originally sought double costs in its Statement of Claim, but did not pursue elevated and punitive court costs in its oral submissions at the summary judgment application. If Alberta had maintained that claim I would have granted the double costs award sought, or ordered solicitor and own client indemnity costs against Ms. Greter. This reflects this Court’s categorical rejection of pseudolaw as a means to advance false claims or to frustrate the administration of justice, the operation of the courts, and the enforcement of legal obligations.
viewtopic.php?f=48&t=10875
But don't think for a moment that her refusal to repay money she borrowed from the government to finance her education is in any way an ethical impediment to her willingness to support herself and her consulting business through government funding. Moral consistency is just old-school thinking. She's more than willing to accept a quarter of a million dollar government grant to look at cows.
http://www.highriveronline.com/local/31 ... al-funding
For more details on her business try these;
http://www.angelagreterconsulting.com/
Or this one, where she's a doctor and CEO!
http://www.agnosis.biz/#!about/c20r9
Can't say she didn't pick a high-class name;
http://www.agnosis.biz/#!about/c20r9Why AgNosis?
As 'gnosis' is Greek for knowledge and 'agriculture' is typically shortened to 'ag', we combined these to form a new word - AgNosis. Our team brings a unique mix of agricultural knowledge and disaster recovery / business continuity planning knowledge to your farming operation.
So how did she find herself on the path of freeman debt-free happiness? Dean Clifford of course! A warning here. In order to confirm this you are going to have to participate in her somewhat obsessive focus on her wedding. Only 280 days ago! How do I know such a personal detail? She seems determined to tell us;
https://www.theknot.com/us/angela-grete ... d-aug-2015
I've been married 14,000 days, give or take. I don't have one of those helpful counters to give the exact total. They all blend together anyhow.
This is just a wedding warm-up to her FaceBook page where Global F. A. C. T. Radio and Dean await;
https://www.facebook.com/angela.greter
A warning. Don't click on "see all" photos. I did. She likes cats. A lot.
Anyhow if you go to Dean's self love page where he's in his wolverine stage;
http://gramlove.co/user.php?id=21832484 ... c.clifford
And scroll down the list of friends guess who you find;
Angela Grete
Angela, a word of advice. If you plan to rely on the Deanster for any further advice make sure you know visiting hours. Canadian penitentiaries are sticklers for things like that.