Private Sector Act dot Com

[Burnaby49]

I'm putting this here because it relates to the issues in this discussion rather than the new one;

http://www.remonline.com/real-estate-co ... nce-award/

I've temporarily unlocked it in case anyone wants to comment on the Alberta Real Estate Board's efforts.

[eric]

My only comment to this award is to plainly state that RECA was handed open and shut cases, multiple times, through the efforts of private citizens, some of whom have been mentioned here, or have posted on Quatloos. The evidence collected included text messages, emails and recorded voice conversations, along with the usual paper trail. I will make no further comment publicly.

With respect to the continued activities of the group I apologize for my lack of updates. Suffice to say they are still active, being observed from a distance, and contrary to what has been posted in the Menard thread, freemanism is still alive in Western Canada. Just had a few other things to keep me busy in the last little while that are purely personal, Burnaby49 may appreciate when my truck caught fire a few days ago I sacrificed an entire six pack of beer in a vain attempt to extinguish the conflagration. I will post updates over on the privatefundinginvestorsnetwork thread when I have the time.

[Burnaby49]

With respect to the continued activities of the group I apologize for my lack of updates. Suffice to say they are still active, being observed from a distance, and contrary to what has been posted in the Menard thread, freemanism is still alive in Western Canada. Just had a few other things to keep me busy in the last little while that are purely personal, Burnaby49 may appreciate when my truck caught fire a few days ago I sacrificed an entire six pack of beer in a vain attempt to extinguish the conflagration. I will post updates over on the privatefundinginvestorsnetwork thread when I have the time.

They were probably Canadian so no loss. I lost an entire case of 24 beers once in Ottawa when I forgot it was in the car trunk and left it out overnight in winter. We all have sad stories.

I thought that Alberta Real Estate Counsel award would get a rise from you, that's why I posted it.

My comment was that Freeman activities are dead here in Vancouver; there may be some fitful signs of life elsewhere. Boisjoli and Belanger are probably still in Alberta although both have been uncharacteristically quiet. And Menard must be doing something or other apart from a bit of tilework. So there may be some minor activities chugging away in the background but nothing of any public notice.

[SteveUK]

I thought our old friend Boisjoki was currently at her majesty's pleasure after being 'kidnapped'?

[Burnaby49]

I thought our old friend Boisjoki was currently at her majesty's pleasure after being 'kidnapped'?

He was arrested and jailed but I doubt he's still there. No idea what is going on with him but if he's been charged with something it is probably relatively minor and standard practice is bail where accused is not a danger to the community. I've checked for news releases or any public information but nothing as yet.

Same with Belanger. He was arrested too but he's now merrily posting on FaceBook and he just put up a new YouTube video of his daughter singing karaoke at her 28th birthday party so I assume he's out too.

[Burnaby49]

The Real Estate Board gets a $50,000 default judgment against Derek;

http://www.mediafire.com/file/hxdaeved9 ... _in_BC.pdf

[notorial dissent]

Quell surprise!!!! Not like they'll EVER EVER collect it. I wonder if he's going to file anymore dead end lawsuits or send any more threaty emails to people???

[eric]

Registering a default judgment against Derek is just a collection tactic to improve their minimal chances of getting any money from him. Experience has shown that he is a very working class sort of fraudster. Somebody who should not be named took a look at his bank accounts and his transactions are just the normal day to day living expences. When he gets a hint that moves are afoot to seize his assets the account is quickly closed down and the monies are transferred elsewhere. With a notice of default judgment however they can move faster and do such things as garnish wages and seize vehicles and property. Good luck on the vehicles though, his cohort in crime, Kevin Kumar, has used a proxy in Alberta to register his personal vehicles for years.

I can't say too much since much of this is from "information received", some from authorities, others from those who have a personal beef with Derek and his crew. Hint - don't stiff the guy who has lied on vehicle registrations for you. They are still working the debt consolidation scam, various things have happened, I should really get around to making another post with respect to that subject. Been a little busy lately - healthy enough now to get back to work in the farming game. Today, along with climbing up a fifty foot feed bin in the pouring rain, I had the pleasure of being a guest at part of a Hutterite wedding. Part is because the whole affair takes about two weeks. Burnaby49 would be upset - only one, very cheap beer per male guest and if you wanted something else you had to bring it yourself and drink it outside in the back corner of the colony. The most interesting juxtaposition of the whole thing was the matter of dealing with a society whose whole life is rigidly controlled by tradition and religion as opposed to the FMOTL who make it up as they go along. I won't say anything else since I am starting to drift into religion and politics.

[eric]

Every so often, usually out of boredom, I stalk Kevin Kumar et al, just to see what has been happening in their lives. Derek Johnson has been quiet lately, jail seems to do that to you. Anyways Kevin is back to his old games. First let's clear up a few matters. This whole thread opened years ago with musings about who was "Ty Griffiths" in real life. Eventually it was settled that Ty was actually Kevin Kumar from Vernon BC. And fpr those of you wondering what the real Ty Griffiths looks like here is a recently posted video with Kevin himself, complete with whiteboard and a captive audience of one claiming slander and innocence in his dealings with Derek Johnson:
https://www.youtube.com/watch?v=iNe-BFb ... ture=share
Nothing too exciting here, we're private people so RECA has no authority over us. Reminder to Kevin - I'm not sure when you made the video but you're wearing the exact same wardrobe from Walmart you had on when I met you and Derek for your prelim in Kelowna last August.
Oh, that United We Stand People movement - just a rehash of the privatesectoract.com. Here's a link:
https://unitedwestandpeople.com. They don't seem to be too popular - their gofundme page last I checked had exactly one donation. It was from Kevin's latest business venture:
https://reducemydebtbythousands.com. Just another go-around at the debt consolidation scam that he did previously with wet ink signatures and proving that the bank did not "securitize the debt". Usual postings to kijiji as before and his usual bad talent at recruiting employees. Instead of a failed biker associate like Kevin Moro (deceased btw) he has some guy called Shan Vibert - an unsuccesfull and sometimes homeless social media marketer.

[eric]

I guess Kevin didn't like my comments about his wardrobe and took the video down... Anyways, here's a link to his youtube channel where you can watch various versions of the same video where he has changed his shirt.
https://www.youtube.com/channel/UCNddKx ... ylm_CtyuNA

Right now I'm having a deja-vu moment. Kevin is following the old Ty Griffiths playbook of hiring shady characters as employees. He even has revived the long dormant (since 2012!) "Street Talk" segment of the PrivateSectorAct where he explains such basic OPCA concepts of allcaps names, the banks have sold your debt, etc. Here's that channel:
https://www.youtube.com/channel/UCyZxG- ... 0ginGr50Dg

Meet The Hosts Of Street Talk Kevin Kumar and Shawn Vibert.
The two as a pair are Investigative Reporters who share there findings by having conversations on the street with random people.

These Investigative reporters prove We the people are being fooled
Regarding ....Bank Transactions, The Court Process, Insurance transactions, Policing financial Issues and the list goes on ....

There's an interesting back story to why Street Talk went dormant and I only discovered it a year or so ago. The associates of Kevin who were doing the man on the street segments were Amy Sands and her boyfriend. And who was Amy Sands?
https://calgary.ctvnews.ca/woman-found- ... d-1.939101
Short story - drug deal gone bad, she gets shot in the crossfire when they were gunning for her boyfriend, they never found the actual shooter. Personal note - found this out when I'm watching the news on tv while a dentist has a collection of items in my mouth. Various expletives uttered by yours truly, dentist thinks he has done something wrong.

Anyways, back to the intro to the channel....

Shawn is an extreme Dancer who will at ANY chance dance on the streets where as Kevin is an all out businessman who has succeeded in many industries due to very creative business ideas but both agree on issues that are being pulled over the public's eyes every day...

Hmmm.... Kevin is so successful in business that he seems to have lost access to his green screen facilities when he was masquerading as Ty Griffiths. All the vids in the two channels were filmed in borrowed free space at the downtown Vernon Public Library.

And on to Shawn Vibert, the chap sitting with Kevin, social media marketing guru and extreme dancer.... He's all over social media, primarily with inspirational "spiritual" autoposts appearing mostly on Ty's facebook page. Also a lot of stuff on how to become rich on social media. He's become so rich and free thinking that he doesn't need a permanent residence anymore and resides in his vehicle and like many homeless goes missing:
http://www.iheartradio.ca/am-1150/news/ ... -1.2238650
https://globalnews.ca/news/3347436/call ... t-kelowna/

[eric]

And he's baaaack...... OK, as a background activity I have been quietly stalking Kevin Kumar's business activities without seemingly being obsessed with him. Since he has been mentioned here viewtopic.php?f=48&t=12324, and a flurry of activity on social media including the reappearance of Ty Griffiths I thought it was time for an update. I'm going to attempt to show how his model, marketing methods, and target victims have evolved over the years. WARNING – long post

When Kevin Kumar aka Ty Griffiths and Derek Johnson first appeared on the scene they were peddling a fraudulent mortgage scam in a regulated industry. Classic OPCA motifs of securitization, birth certificate bonds, etc. Marketing through assorted web sites and facebook posts (all taken down), an off the wall web site privatesectoract.com with the underlying OPCA theories of the scam, and a youtube channel https://www.youtube.com/channel/UCqDiwW ... iVVt-zQKWg showing how they were taking the fight to the man. Lots of kijiji ads posted by their employees, including Johnson's wife and Kevin Manji, who were basicly stooges to take the legal fallout. Kumar in fact was careful to protect his identity by masquerading as Ty Griffiths.

Things fell apart in 2017 with charges, fines, and incarceration so it was time for a new scam, from what I can tell promoted by Kumar only since Johnson has gone totally off the radar after spending three months as a guest of the Queen in Manitoba. Various websites including privatesectoract.com were taken down, some by court order, and hotjusticerealitytv was stripped of much of its content. The new scam was an OPCA version of debt consolidation and is discussed viewtopic.php?f=48&t=11198&hilit=moro. An off the wall website, since taken down, and marketing primarily through kijiji promoted by his employees. Rather poor choices for employees I might add – two wannabe biker dudes with extensive criminal records (the Moro brothers) and their drug addict girlfriend. And of course Shawn Vibert – a rather unusual chap, probably with mental issues, occasionally homeless. I don't know if this business ever gained much traction. Although debt consolidation as a business is legal, his money handling methods certainly weren't. I never managed to find any of his “network of over 2300” lenders who paid the 25 K$ buyin but I did find a couple of borrowers who succumbed. He would take payments of two hundred dollars per month to wipe away their debts, but since nothing ever happened and they were still being hounded by collection agencies, they walked away. The one who lost the most stuck it out for three months. Generally not a success for Kevin Kumar.

It's now 2018 and time for a rethink. First some background is required. In Canada, much of the non-traditional lender business is very poorly regulated, if at all. They include private individuals and syndicates, various companies selling consumer credit loans some ethical and others not quite so, and the “poor credit/no credit/bankrupt” car loan companies. I'm including the car loan business, there is only one of any real note in Canada (CanadaDrives aka Spring Financial) simply because their security is often a vehicle that will only have scrap value by the end of the loan and they also offer other forms of consumer credit. Because the interest rates of non-traditional lenders are so high, often after fees up to the legal limit of 35% APR, after a few years they have made a very decent return on the initial principal, they don't mind getting a negotiated settlement to finish things off, in effect they have sold the loan. Credit counsellors use this approach when negotiating with creditors for their clients so it's perfectly reasonable. Here's the math involved – a 10 K$ loan principal at 35% APR over 5 years means the creditor has paid 13 K$ after three years, and still owes 6 K$. Give the lender 5 K$, flip some money to Kumar as an “administration fee”, cut a new loan to the creditor, and everyone is happy, especially the creditor since their monthly payments have dropped by a third.

So how has Kumar put this scheme into practice? Remember his interest is in the lender, not the financially unsophisticated borrower. Side Note – for anyone interested in how I know names and numbers not publicly revealed by Kumar contact me privately, I don't want innocent people doxxed and I'm too lazy to redact home phone numbers and email addresses First you have to recruit the borrowers:
https://reducemydebtbythousands.com
Just lots of stuff about how you will pay almost nothing if you follow our proven OPCA methodology of original wet ink signatures, proof that the original lender hasn't sold the loan, blah, blah, blah. Next you have to attract some lenders https://investor.reducemydebtbythousands.com A little milder but it doesn't really matter, Kumar and his buddies could still make money using their personal credit cards at 18% but charging borrowers 35% as I outlined above. Of course we need a web site describing how we are fighting the good fight https://unitedwestandpeople.com
Very poorly designed, you have to spider down through the links. Privatesectoract.com now links to the blog portion of this site now. And of course we need a youtube channel where you can watch Kumar in all his glory:
https://www.youtube.com/channel/UCvOfsn ... shelf_id=0
BTW, Kumar is still angry about getting chased down by the authorities in his previous life as a real estate scammer. He has promised a few more videos, hoping my name gets mentioned.

Now we need some advertising and employees, preferably of better quality than before. His first attempt was very similar to what he had done previously – a single website, now down, and an employee by the name of Shane Perue – a roofing systems salesman out of Stony Creek with delusions of grandeur. https://www.perueglobal.com/ca Good first approach, money to be made with construction loans and equipment lease loans. Then Kumar had his epiphany moment – let the borrowers do the work with an affiliate program. Tell the borrowers that any of their friends and family they could sign up and he would flip them a hundred bucks or so. If he can't convince them to sign up he still makes money – he just passes their name to real debt consolidation companies who pay Kumar a finders fee of 200-450 USD. So how successful has this been? By my rather incomplete records he has 112 affiliates peddling his scam on social media and forty to sixty people as agents, subscribers, etc. Also a much better class of employees, I have checked many of them out and a good half of them advertise themselves as “financial consultants”, “tax specialists”, insurance salesmen, etc. None of them have been terribly successful at their main job, these are side gigs, but they have contact with potential victims.

Now it's time for some real life examples. Few of his cases have made it to court, about the only one I could find was this one https://www.canlii.org/en/ab/abqb/doc/2 ... l#document He talks about it here on https://unitedwestandpeople.com/2020/03 ... nchaitons/ He has combined Gacia with a Minh Bang, the Mr Gardner who does the talking is a failed insurance salesman named Rondal Gardner from Toronto.
http://www.fsco.gov.on.ca/en/about/enfo ... ardner.pdf
Minh Bang's suit against equifax never went anywhere btw, the same as Gacia which actually made it to court. If you really do a deep dive on Kumar you will notice that he is careful to remove items from his various sites where his clients have failed in court. It would be just too bad if someone went to the trouble of mirroring his sites offline at home <laughs and chuckles>

Our next example is Renee, from Okotoks, Alberta. This one is a two-fer. Not only do we have a Sarah Thibault talking to Spring Financial but we even have a certain Colton Kumar. Anyways, Renee ran into problems with her car loan. Although the videos describe it as Spring Financial, they are the car loan arm of Canada Drives, a major player in the used car financing business in Canada. Yes their interest rates and fees are out of sight, but sometimes you really need a car and can't afford it by any other means since your credit rating is too low. They don't sell the vehicle, they just provide the financing for mostly second tier used car dealers. Perfectly honest and above board, pay the money, you are in the car of your choice, blame your problems on the original car salesman. So in 2019 Renee purchased a vehicle and financed it through Spring. Her original purchase price was 10 K$, add in fees and a base interest rate of 30%. her effective APR is 35% or after five years she has paid almost 35 K$ for a vehicle that is worth scrap value only by that time. OK, it is a poor decision but may have been necessary under the circumstances. So, fast forward to now and Renee is going underwater so she hooked up with Kumar's little scheme and it did not go well for her. Here are a couple of youtube vids, persons speaking are Kumar and Sarah. Note one of the vids has 3.2K views, that's the one pushed by Colton Kumar.



So who is Colton Kumar? Here's a gofundme for Renee promoted by him
https://www.gofundme.com/f/help-renee-g ... aad628acb0
Here are his instagram and Tik Tok accounts
https://www.instagram.com/themfmink/?hl=en
https://www.tiktok.com/@iongiveafuxwututhink
promoting buying and selling debt, he sometimes posts on Kijiji and his home address in Calgary is pushed as the Alberta address for reduce your debts by thousands. And if you stalk him he is from Vernon, same as Kevin Kumar and scroll down his instagram you can see pere et fils in happier times. Talk about keeping it in the family. As far as I am aware they are not of gypsy descent ....spits LOL

[eric]

Decided to wander over today to check up on Ty Griffiths and his family business. Found this one... Colton Kumar is sticking it to the man by suing Spring Auto Finance on behalf of Renee whose vehicle has now been repo'ed. Renee was the person I mentioned in the previous post. Something about Spring Auto hasn't proved ownership of the debt, blah, blah, OPCA talk.

Hmmm, why are they doing the lawsuit in Vernon BC? Renee, Colton, and the autodealer are all within half an hour's drive of each other in Calgary. Perhaps they are afraid of the Alberta Courts CPN7 process? So, working on the assumption that they filed in BC I searched every possible iteration of the names of the involved principals to see what civil court actions were underway. Guess what - crickets. Methinks this is another of those magical Court of Whatever actions Ty Griffiths tried years ago.

[eric]

As promised, this is not really an update on Kevin Kumar but more of a explanation of the process he, or his employees, use when dealing with creditors of those who have fallen into his United We Stand People group. His web site and youtube channel are collated to give the innocent the impression that he always wins and using his methodology you don't have to pay your debts. As Doctor N has mentioned, Kumar and Johnson are one of the few Canadian pseudo law promoters who have been successful in using it as a money making venture.

So let us take a look at how his methodology played out using a recent case. It concerns a Mr. Patrick Courtoreille who owed RBC 14 K$ on his Visa, 17 K$ including costs once it made it to court. The first part of the method is that “every Canadian has the right to appoint a chosen agent to represent them”. Sort of right, however your creditor also has the right to say see ya in court. Kumar's son, Colton Kumar, was the chosen agent and was studiously ignored by RBC's lawyers. In fact, the receptionist even refused to give him the name of which lawyer was handling the case. There's some magic involved that the chosen agent has to speak directly with the lawyer. If they won't speak to your chosen agent it's adult bullying and a violation of your human rights.....
The next part of the method is proving ownership of the debt. The bank must somehow dig up the original signed copy of the loan agreement to prove that they made the loan to him in the first place.
Final stage of the method: - there is a private investor (who may or may not exist) prepared to pay off the debt in total as a lump sum but the bank has to prove they still own the debt because “debts in Canada are bought and sold every day”. This feat can only be accomplished by the bank using a “chartered accountant to go through their books” and produce a signed affidavit.
If you're totally bored, here's links to all the videos Kumar has produced outlining the total travesty of justice with respect to Mr. Courtoreille. There was one more, but he deleted it for some reason. The above is a written summary of two hours of videos anyways so I wouldn't recommend going to the effort.




In the now deleted video he showed the bank's statement of claim, their defence, and enough information that I learned the case was to be heard in Red Deer and that Kumar planned to be there. Roughly an hour's easy drive from me, spend a day in court, take my wife out to dinner somewhere better than what is offered in a tiny rural village. So.... the courts in Alberta, kicked in the butt by Covid restrictions, have discovered that virtual courts are a gift to all, so no good dinner.
Necessary background information – this was a virtual court hearing Rule 7.3 applications. These are where there is no defence to a claim, or the defence has no merit, and the only question is the amount of costs to be awarded. Unlike the usual torpid pace of Canadian courts, it moved along with brutal efficiency, twenty applications in two hours. Electronic filing of court documents and the ability to mute unruly respondents helps as well. The other necessary background information to remember is that Kevin Kumar aka Ty Griffiths has been vex-litted:

 is prohibited from commencing or attempting to commence, or from continuing, any appeal, action, application, or proceeding in the Court of Appeal, the Court of Queen’s Bench or the Provincial Court of Alberta (Civil), on their own behalf or on behalf of any other entity or estate without an Order of the appropriate court in which the proceeding is conducted or to be conducted.

https://www.canlii.org/en/ab/abqb/doc/2 ... ultIndex=1

So off to the races on August 29, coffee in hand, and remembering to wear my trousers just in case I had to turn on my camera, I purposely logged in as myself to Red Deer virtual court to view file number 2310 00279. Members of the public can log in as “observer” but I wished to make a point to Kumar should he show.
I will deal with Courtoreille's case first. Patrick Courtoreille was logged in as himself, no camera, as per the rules. RBC's statement of claim can best be summarized as that he owed 14 K$ on his Visa card as of a certain date, here is the total with penalties and interest. Attached was a certified true copy by a commissioner of oaths of the original loan agreement for the card with Courtoreille's signature. Lawyer for RBC told the judge that Courtoreille, through his chosen agent of course, had indicated that the court proceedings would be recorded and put on youtube. Lawyer stated that the defence was an OPCA 3/5 foisted contract.
Courtoreille is warned by the judge that electronic recording is forbidden. Kevin Kumar speaks on Courtoreille's login and it sounds like he has simply been put on speakerphone. Similarly he asks for the spelling of the lawyer's name – if he was really logged in properly he would have been able to see it. Kevin Kumar is in full frothing at the mouth Ty Griffiths mode. Since notaries/commissioners of oaths have magical powers he can't use the wet ink signature defence. Demands proof of ownership of the debt. “Are you aware that debts are bought and sold every day?”. Mute <click>
Kumar demands a two week adjournment so a chartered accountant can go through the bank's books. Not granted. Mute <click>
Courtoreille has to pay up. Kumar says he wants to appeal, the judge replies you certainly have that right sir.... Mute <click>

Other mildly interesting cases that day... A case of Bitcoin fraud where Party A claims to have been defrauded by Party B so they hired Party C to get their money back. Party C, the hacker, gladly accepted 56 K$ in Bitcoin as payment and never did anything. Here's a hint – if your white hat hacker, instead of being in a darkened room with multiple monitors displaying random hex code, appears in court from the parking lot of a hamburger joint using the free public WIFI, you've probably made the wrong choice of hacker.

Another OPCA respondent plus one who changed their mind – A Mr Patrick Oliver who owed the CIBC 22 K$ in credit card debt. One sentence opening by the bank's lawyer -”this is a sham debt elimination scheme”.Mr. Oliver's statement was classic old school OPCA. He wished to have the account rendered as he was the beneficiary of a trust. The bank should bring the books forward, close the trust, and transfer it to him as an unincorporated corporation. He also had “travel documents in and out of corporations” whatever that means. The judge thought the same as I so Mr. Oliver went on a rant about the court had no jurisdiction over a living human being, the only contract he had was with his creator, and who did the judge swear an oath to? Mute <click> next case, over in five minutes.

Some more cases of no interest and then a friend of Mr. Oliver's since she came into court using his computer or phone. Credit card debt again. One sentence similar to Oliver's opening and then she gave up and admitted the debt. Since she was a senior the judge was sympathetic and told her to get credit counselling so she could work out a repayment schedule

So, Kumar violated his vexatious litigant order, and may have recorded the proceedings. I am not sure of the etiquette of appearing in a virtual court using some sort of conference call without the permission of the court either. Looking forward to an appeal as he claimed he was going to do, or even better, the Alberta courts doing something about vexatious litigants violating their orders.

[Arthur Rubin]

...
Courtoreille is warned by the judge that electronic recording is forbidden.

As an aside, how can you stop someone from recording a virtual court session?

[eric]

In the Canadian system, different courts and different judges have different rules about the use of electronic devices in court and who can record the proceedings. Rough generalization: media with permission can record, public usually not and no electronic devices at all. For a virtual proceeding, and given the fact almost everyone can declare themselves "independent journalists", it is hard to enforce. About all the courts can do is "stern warnings" against rebroadcast on any form of MSM or social media. Real journalists know this because losing accreditation to observe future proceedings may be career limiting. Worst case is contempt of court charges can be expensive, Christopher James got nailed for this since he rebroadcast some of the Parhar proceedings.

[eric]

And Kevin Kumar is perhaps taken this warning to heart. He may also have realized that advertising his presence in the proceedings may have violated his vex lit conditions. He has posted roughly ten more videos regarding poor Patrick's trial with some very poor AI generated figure reading from a script but he is still planning to appeal, speaking as a third party. Damn, now I have to figure out how to find if that is more than idle threats, it's not easy in Alberta (unlike BC) to track that sort of stuff. Here is one of the very amateur clips:

[eric]

Quell surprise!!!! Not like they'll EVER EVER collect it. I wonder if he's going to file anymore dead end lawsuits or send any more threaty emails to people???

Wow, I'm really proud of myself, resurrecting an old post from 6 or so years ago. So what could be the relevance in all this? Anyways, Kumar's parents died a few months back, the estate has gone through probate and all that good stuff. I'm being circumspect here since they weren't involved in his antics. He posted a video, now deleted, claiming he wasn't being treated fairly as a beneficiary. I suspect he deleted it because he realized that the estate is liable for any claims against a particular beneficiary. The case of Anderson, mentioned elsewhere on Quatloos is a good example.

[eric]

Before I go any further in this post I have a couple of things to get out of the way. First of all, and most important, I have to thank someone who made this happen, but must remain nameless because of their employment. Secondly, I have news to report – Alberta is no longer rat free. You will understand why shortly....

Back in September of last year I made a post regarding Kevin Kumar's help and attendance at a virtual proceeding regarding a person who was having problems with their credit card debt.
viewtopic.php?p=296212#p296212
In that post I indicated that his help was probably in violation of a vex lit order made against his alter ego, Ty Griffiths. I'm not sure why Kumar thought he could get away with it. Perhaps, in true pseudolaw fashion he felt that Ty Griffiths was his strawman so the order didn't apply to him. Of course it could be his insufferable arrogance as well, if you've spent any time perusing his youtube videos you might well agree with me.

The matter ground slowly through the Alberta Courts and last Friday Kumar's status was clarified. First his playbook was outlined as a classic OPCA strategy:

II. OPCA Arguments
[5] Part of the evidence submitted by RBC is an Affidavit of Marsha Christensen, sworn on August 24, 2023, that attached communications received by counsel for RBC in the period leading up to the August 29, 2023 hearing. These emails purport to originate from an entity called UnitedWeStandPeople, which is the “Chosen Agent” of Mr. Courtorielle. Here are some of the key elements of those communications:
1)Mr. Courtorielle has designated a Chosen Agent in the Debt Lawsuit, and RBC and its counsel must interact with that Chosen Agent, UnitedWeStandPeople;
2)UnitedWeStandPeople claims that a “Private Lender” will pay Mr. Courtorielle’s debts;
3)Mr. Courtorielle rejects he has any debts, unless RBC provides:
a) an “original wet ink signed loan document (NOT a photocopy)”, and
b) an affidavit from a “... Chartered Accountant verifying the debt was not sold ...”; and
4)neither Mr. Courtorielle or the Private Lender will provide any money unless RBC provides the “wet ink” contract and accountant’s affidavit.

The order includes a lovely summary of his interactions with the courts dating back twenty years.

... In the end, attempts to control this scam and its participants accounted for two thirds of all global court access restriction orders issued by the judicial officers of this Court in Calgary between 2000-2014. I cannot meaningfully assess the amount of time and judicial, staff, and victim resources wasted by these individuals.

And then the hammer comes down:

[20]           Mr. Kumar’s past and current OPCA guru activities, his being incarcerated for contempt after ignoring Court Orders and professional regulation, his promoting money for nothing and debt elimination scams, and his record of abusing lenders and debtors by “playing from the middle” means Mr. Kumar has no legitimate place in the Court of King’s Bench of Alberta, except if he, personally, is a litigant.
[21]           Mr. Kumar is not an appropriate litigation representative or McKenzie friend. Mr. Kumar should have no role in the litigation of other people. I conclude Mr. Kumar should not be permitted to participate in the litigation of other people before the Court of King’s Bench of Alberta.
[22]           Given these conclusions, I make the following Orders:
1.         Kevin Kumar shall only communicate with the Court of King’s Bench of Alberta using the name “Kevin Kumar”, and not using initials, an alternative name structure, or a pseudonym.
2.         Kevin Kumar is prohibited from:
(i)         providing legal advice, preparing documents intended to be filed in the Court of King’s Bench of Alberts for any person other than himself, and filing or otherwise communicating with the Court of King’s Bench of Alberta, except on his own behalf; and
(ii)        acting as an agent, next friend, McKenzie friend (from McKenzie v McKenzie, [1970] 3 All ER 1034 (UK CA) and Alberta Rules of Court, Alta Reg 124/2010, ss 2.22-2.23), or any other form of representation in proceedings, before the Court of King’s Bench of Alberta.
3.         For clarity, Kevin Kumar is entirely prohibited from any further participation in any sense in these actions:
(i)     Royal Bank of Canada v Patrick Courtoreille also known as Patrick John Courtoreille, Court of King’s Bench Action No. 2310 00279 proceeding;
(ii)  Terry Kerslake v Capital One Bank, Court of King’s Bench Action No. 2304 00761; and
(iii)                     Timothy Laurea Kohut v Capital One Services (Canada) Inc, Court of King’s Bench Action No. 2403 08261.
4.         The Clerks of the Court of King’s Bench of Alberta shall refuse to accept or file any documents or other materials from Kevin Kumar, unless Kevin Kumar is a named party in the action in question.

You can read it all here:
https://www.canlii.org/en/ab/abkb/doc/2 ... YXIAAAAAAQ
So what will be the result of all this? Kumar is left with multiple options I'm afraid. Back in the days when he was working with Derek Johnson he simply never signed anything himself and for court appearances handed his victims a script to read. His other option is to use one of his endless stable of “chosen agents” aka dupes to read his scripts for him. It just so happens that yours truly has the contact information for all of them, even their test scores. You too can become a chosen agent, just apply here:
https://unitedwestandpeople.com/become- ... /#ref_code#
His most active chosen agent, appearing in multiple videos and complete with his own website is his son Colton Kumar.
https://www.creditorcontrol.ca
Nothing like keeping it in the family.....

[wserra]

His most active chosen agent, appearing in multiple videos and complete with his own website is his son Colton Kumar.

Malwarebytes alarms at the "Qualify Now" page (the fill-in form is the trigger). I won't quote the url to avoid adding to his SEO.

[eric]

Malwarebytes alarms at the "Qualify Now" page (the fill-in form is the trigger). I won't quote the url to avoid adding to his SEO.

Those tracking cookies and such are a necessary part of Kumar's template. He is not just a spreader of pseudolaw and misinformation, he is operating a business. He has employees, leads have to be tracked, and marketing campaigns monitored for results. What you see on his assorted sites is not just advertising, it's a portal to all sorts of other information if you amuse yourself by spidering down through it. "Chosen Agents" aren't just people who believe his spiel, they have to take courses and write tests and that information is there if you know how to look for it. Here's an example - appearing in many of his videos was "Chosen Agent" Rondal Gardner. Rondal wasn't just a believer, he was an employee. Let's take a look at how well he was doing:
https://reducemydebtbythousands.com/aff ... 80b6723e5e
Not bad, he steered 61 people to the site, 5 people started the job application process, and one graduated.