Michael (of Bernicia) Waugh, UK bankster-buster

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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by JimUk1 »

aesmith wrote: Tue Dec 31, 2019 6:44 pm From a mailshot a couple of days ago ..
Fantastic News!

Following our call to action for you to help us collect at least 500 sets of void mortgage documents for the TGBMS Class Actions, we are delighted to announce that we have already hit our target!

In other words, we now have more than 500 TGBMS Claimants, each of whom has already submitted or is in the process of submitting their illegal mortgage documents as evidence of mortgage fraud.

This means that we head into the festive period knowing that we will have all evidence required to prove endemic mortgage fraud, when the TGBMS Class Actions proceed to the High Court in the New Year.
Meanwhile on his web site he's posted (1) the infamous "Kuwait" case, god knows why he thinks that relevant. Hands up anyone whose mortgage was secured solely by depositing title deeds with the bank. Maybe he doesn't know that "title deed" is a different sort of "deed" (in fact not a deed at all).
https://www.thebernician.net/united-ban ... aw-report/

And (2) another one of his losses.
https://www.thebernician.net/nelson-tru ... ared-void/

I do not wish to get close to the cuffs of political policies here, but surely this is enough evidence to drive change in the education system. I mean, even my own father taught me the basics of “don’t live hand to mouth”. Gee whizz, what did I just read?
seeking £1.85 M in alleged mortgage arrears
:shock: come on MB this is an incredible amount of money and I’m sure for these arrears any judge would be careful to examine the evidence with a fine tooth comb?
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by notorial dissent »

The education system has its problems, but in most cases like this it comes down to the horse water analogy. Water/knowledge can't get past an impervious layer, in this/these case(s) ignorance and stupidity.
The fact that you sincerely and wholeheartedly believe that the “Law of Gravity” is unconstitutional and a violation of your sovereign rights, does not absolve you of adherence to it.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by AnOwlCalledSage »

JimUk1 wrote: Wed Jan 01, 2020 11:52 pm I do not wish to get close to the cuffs of political policies here, but surely this is enough evidence to drive change in the education system. I mean, even my own father taught me the basics of “don’t live hand to mouth”. Gee whizz, what did I just read?
An easy target, but it's not the education system. I don't know the specifics of O'Bonkers schooling but I doubt very much that the trust baby went to a sink comprehensive. Seems more a cautionary tale of what parental indulgence can lead to.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by Penny Wise »

aesmith wrote: Tue Dec 31, 2019 6:44 pm From a mailshot a couple of days ago ..
Fantastic News!

Following our call to action for you to help us collect at least 500 sets of void mortgage documents for the TGBMS Class Actions, we are delighted to announce that we have already hit our target!

In other words, we now have more than 500 TGBMS Claimants, each of whom has already submitted or is in the process of submitting their illegal mortgage documents as evidence of mortgage fraud.

This means that we head into the festive period knowing that we will have all evidence required to prove endemic mortgage fraud, when the TGBMS Class Actions proceed to the High Court in the New Year.
Meanwhile on his web site he's posted (1) the infamous "Kuwait" case, god knows why he thinks that relevant. Hands up anyone whose mortgage was secured solely by depositing title deeds with the bank. Maybe he doesn't know that "title deed" is a different sort of "deed" (in fact not a deed at all).
https://www.thebernician.net/united-ban ... aw-report/

And (2) another one of his losses.
https://www.thebernician.net/nelson-tru ... ared-void/

Kuwait

Oh dear, he should really do some research

https://www.bailii.org/ew/cases/EWCA/Civ/2001/1389.html
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by doublelong »

If memory serves he played the Kuwait card during the Tom Crawford hearing and this had the effect of leaving Judge Godsmark equally as puzzled. He even stated why it is nonsense.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by AnOwlCalledSage »

I guess a pig-headedness to not understand this that is at the very heart of his stupidity.
...Sir Thomas Plumer V-C, asked this question: what is a mortgage? and gave this answer:

"Everybody knows, it consists of two things; it is a personal contract for a debt, secured by an estate, and, in equity, the estate is no more than a pledge or security for the debt; the debt is the principal - the estate is the accident."
Or as it could be said to be understood by even the dumbest rock in the bucket: take the property out of the transaction and you still owe the money!
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by longdog »

I've lost count of the number of freetards who have blocked me on Facebook groups after I have tried to get them to understand that a loan and the security for a loan are different things. Head and brick wall.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by notorial dissent »

They don't understand how a checking account or a credit card works, so why should they get how a mortgage works. It's ALL majik.
The fact that you sincerely and wholeheartedly believe that the “Law of Gravity” is unconstitutional and a violation of your sovereign rights, does not absolve you of adherence to it.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by AnOwlCalledSage »

notorial dissent wrote: Fri Jan 03, 2020 5:18 pm They don't understand how a checking account or a credit card works, so why should they get how a mortgage works. It's ALL majik.
To be fair, we don't have checking accounts in the UK. However, I suspect that the majority of FOTLers are only eligible for basic bank accounts and a significant subset can only get Post Office card accounts!
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by notorial dissent »

And those accounts are still probably a mystery to them.
The fact that you sincerely and wholeheartedly believe that the “Law of Gravity” is unconstitutional and a violation of your sovereign rights, does not absolve you of adherence to it.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by aesmith »

I've found the case that dealt the TGBMS ground (1) "The mortgage deed was not signed by the mortgagor in the presence of an independent witness,". It's cited in his own 2014 proceedings, Shah v Shah and deals precisely with the situation where the witness signed after the event. And further I note that the legislation does not say "independent" either.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by longdog »

I've seen some dumb free-money schemes in my time but this TGBMS one takes the biscuit. Unless I'm missing something it all seems to boil down to the borrower claiming the documents they submitted to the lender to obtain the loan were fraudulent and therefore free house.

Even if it were true not only would it make the loan repayable immediately and not give them a free house it would leave the borrower open to criminal charges for fraud.
JULIAN: I recommend we try Per verulium ad camphorum actus injuria linctus est.
SANDY: That's your actual Latin.
HORNE: What does it mean?
JULIAN: I dunno - I got it off a bottle of horse rub, but it sounds good, doesn't it?
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by notorial dissent »

Yeah, they all boil down to they get a house for free, and it just doesn't work that way.
The fact that you sincerely and wholeheartedly believe that the “Law of Gravity” is unconstitutional and a violation of your sovereign rights, does not absolve you of adherence to it.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by SoLongCeylon »

Update email from O'Bonkers ( 18 Jan 2020 )

In a nutshell - a series of cock ups, data security breaches, back stabbing and not enough money to proceed with his class actions. O'Bonkers thinks he is the leading legal mind on this Country but the following shows he is just a jumped up pseudo intellectual.

Enjoy the following, it is a great read and must be humiliating for him. What a victory for all 11 million mortgage holders on this Island.


________________________________________________________________________________________________________

Hello

We hope the new year is already treating you well.

Please accept our sincere apologies for the extended delay since the last newsletter. Your continued support, as well as your patience during these undeniably turbulent times, are greatly appreciated.

Before we update you on the current state of play in the TGBMS Class Actions, we need to let you know what transpired at the end of last year, when some very serious issues arose, which unfortunately hampered the progress we intended to make.

CYBER ATTACKS

Literally just after we announced that the claim forms and particulars of claim were ready to be served on every UK mortgage provider last month, six of the admins were hit with sudden, unexplained and almost identical computer problems, most likely the result of malware being placed on their hard drives whilst online.

The intended effect of these attacks was obviously to prevent us from moving forward as planned, since it meant that key information could not be accessed for the purposes of serving the claims.

Rather than spoiling everybody's festive season by letting you all know there and then, we decided to get things back on track and do a thorough investigation first.

If you have sent us an email over the last few weeks and we haven't responded to it, this will have happened because we had three weeks when one of us had no access to our emails. In which case, please resend the email and we promise to get back to you as soon as we receive it.

FALSE ALLEGATIONS

While we were regrouping, we were attacked on social media by certain notoriously odious individuals, at the very moment we were not around to defend ourselves.

The plainly false and [quite frankly] ludicrous allegations made claimed that we were about to be arrested for securitisation fraud, when we are publicly engaged in exposing it!

To put this in perspective, laying such an erroneous charge at our feet is no different from alleging that Anthony Stansfeld is engaged in financial crimes, when the truth is the three of us have committed ourselves to ending such wrongdoings.

Other similarly false allegations were also made. One being that TGBMS is a cash cow which we are milking with the class actions, when the truth is we have only just broken even on the money we have spent marketing the film.

Furthermore, from the very start of production on the film, we have been publicly committed to generate enough net returns to provide all those who lost their properties to mortgage fraud in the film with new homes.

If we were only in this for ourselves, we would never have taken such a course of action. Nor would we have dedicated ourselves and our limited resources to instigating, administering and running the TGBMS Class Actions.

FOR THE AVOIDANCE OF DOUBT

Despite the demonstrable fact that we have stated this already, for the avoidance of any lingering doubt, the ONLY reason we have been collecting mortgage account details and mortgage documents is because we need at least 500 unique examples of mortgage fraud to prove that it is endemic on these shores.

All the information we have is stored on encrypted virtual servers, to which only we and the admins have access, which means that we can very easily determine, track and document any security breaches. All the uploaded documents are stored on a separate server to which only two of us have access, the security for which has never been breached.

It also goes without saying that we have never and would never share or sell any of the data securely stored, or use it for any purpose other than the TGBMS Class Actions, for which we will never take a penny, in spite of our inevitable out of pocket expenses.

NORMAL SERVICE RESUMED BUT MORE WRONGDOINGS ENSUE

With the last of the computer issues having been resolved the week before last, the first draft claim form was finally served during the first and second weeks of January, upon all the banks which were served Letter Before Claim last year.

Right on cue, we were informed by one of our eagle-eyed admins that they had collected incontrovertible proof that a former admin, who was removed for lying to us about having served the Letters Before Claim in the region he was briefly responsible for, had stolen the first draft claim form from the email account he was and remains legally prohibited from accessing, whilst being bound by a strict confidentiality agreement not to disclose any information pertaining to the TGBMS Class Actions, under any circumstances.

DATA THEFT & MALICIOUS MISUSE OF COMPUTERS

As if committing data theft, which carries an unlimited fine by the ICO, was not bad enough, he then either gave or sold the stolen draft claim form to another individual, who published it on his Facebook page with malice, thereby breaching section 1 of the Computers Misuse Act 1990, which carries a maximum two year prison sentence and/or a massive fine.

Needless to say, we immediately changed the passwords for all the Bankster-Buster email accounts, which we will continue to change on a regular basis, along with maintaining the high level of security we have used to protect and preserve the data from day one.

In truth, just like any organisation with a high level of data security in place, the only possible leaks are those that happen from within and it is almost impossible to prevent such clear breaches of trust occurring, especially when we rely so heavily upon unpaid volunteers.

However, it is also correct to say that this particular breach could only have been prevented in the event the individual concerned had not been trusted to honour his pledge to treat all the information he received as strictly private and confidential, which applies both before and after he was removed as an admin, for lying to us all about serving the Letters Before Claim, when he had done no such thing.

In more simplistic terms, had he not broken the law and breached our trust, no security breach would have occurred and we naturally cannot be held liable for the wrongdoings of other parties we mistakenly placed in our trust, especially when their plainly dishonest deeds were undoubtedly intended to cause us maximum losses.

LEGAL ACTION

We are therefore taking all necessary legal steps to make sure that both wrongdoers are punished with the full force of the law, for the purposes of which we cannot currently disclose any more information, so that we don't prejudice the criminal case that will be laid against them.

It goes without saying that we would much rather be focusing solely upon the class actions, but it is our genuine intention that the serving of justice upon the accused will act as a stark warning to other similarly unscrupulous individuals - mess with the TGBMS Class Actions at the peril of your liberty and solvency.

Moreover, we will also be seeking an order barring them both from using computers and the internet for the maximum term allowed, irrespective of any other punishments they receive for their disgraceful crimes.

MOVING FORWARD

And finally, having informed you of that which you need to know, we come back to the TGBMS Class Actions.

Over the past few weeks, it has come to our attention that the banks which oppose us expect that the courts will continue to protect them from the consequences of their myriad of crimes, one way or another.

Since the legal arguments have largely already been won, the only realistic way a judge could scupper our progress would be to refuse us permission for the claims to move forward, once filed, by ordering that they be struck out because we do not have the funds to pay millions in legal costs if we lose.

Currently, we only have a six figure sum committed, in the form of a very generous community grant, which means that unless we can raise five hundred times that figure, the class actions would be vulnerable to being shut down on that ground, without a game-changing shift in strategy.

STRATEGIC FLUIDITY

Nevertheless, in any war of attrition, it is generally necessary to be as fluid as water at certain times, usually when our adversaries believe we are destined to meet an irresistible force that will abate our progress.

With subverting that strategy in mind, we will now be playing the ace we have been holding up our sleeve from the start, by changing the players in the game because circumstances dictate that we must.

THE PEOPLE v THE LAND REGISTRARS

In other words, to completely neuter our opposition's power to spend funds they can create ad infinitum, on legal costs intended to thwart the claims and ultimately bankrupt us, the actions will now all be brought against the Chief Land Registrars of England, Wales and Northern Ireland, as well as the Keeper of the Register in Scotland.

Nothing in the substance of the claims will change, save for the parties to them. However, the dramatic effect of naming the registrars as defendants is that there will be only one defendant in each of the six claims across the three jurisdictions, instead of 156, for the purposes of which we would almost certainly have to raise at least £500 million to provide security for costs.

Nevertheless, this shift in strategy means that we now have to raise no more that £15 million to cover the potential costs of the Crown, which we are confident we will be able to achieve by the time the matters come before the high court.

Even more significantly, we will also be denying the banksters the opportunity to defend the class actions, whilst we are simply asking the court to declare that the new defendants cancel every mistake in the register caused by mortgage fraud, pay compensation to every illegal mortgagor, then take all the evidence we have amassed and sue the conveyancing solicitors and the banks to recover the treasury's losses on the TGBMS Grounds.

FILING THE CLAIMS

It goes without saying that the claims will be filed as soon as we have raised sufficient funds to prevent any court from dismissing the actions, on the ground that we cannot provide the required security for costs.

In all probability, this should transpire within the next month, in which case we will aim to file the claims into the high court by the end of February 2020. Any delays that occur will almost certainly be costs-related.

Since we are still very much engaged in collecting the evidence required, if you haven't already done so, please upload your fraudulent mortgage documents here, resting assured that your information will be securely held for the sole purpose of the TGBMS Class Actions and safely destroyed afterwards.

Once again and as always, we feel honoured and privileged to have your unwavering support, which has taken us all to the very brink of putting an end of mortgage fraud and brutal eviction by void court order.

We very much look forward to bringing you more fantastic TGBMS news in the next class actions update. In the meantime, have a good one, whatever you are doing this chilly Sunday.

All the best,
The Michaels of Bernicia and Deira
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by AnOwlCalledSage »

SoLongCeylon wrote: Mon Jan 20, 2020 8:09 am ________________________________________________________________________________________________________

The intended effect of these attacks...
Nope. I've checked the duty logs at GCHQ and the mass cyberattacks on his followers are not scheduled until April 2022. Bloody budget cuts!

Updated:

By all definitions he is a data controller. I hope he has registered and paid the £40 fee or he might find the ICO want to fine HIM for non-compliance! I've done a basic search using various names and keywords and found nothing relevant. Of course, someone else may be the registered controller so this is not definitive.

I suspect his "incontrovertible proof" may not be as incontrovertible as he thinks! If the person was given access to the information in the course of normal "work", then no hacking took place. Posting a letter on Facebook wouldn't be data, it would be a copyright matter and in terms of publishing as news may be considered fair use. He would have to test that through civil litigation.

As for data theft, the person may have protected disclosure protection, but that really depends on what they have done with the information and they would need to consult a solicitor. O'Bonkers has not alleged data theft, in fact going out of his way to say all the personal information is "secure".

So really it will depend on how watertight he thinks his non-disclosure agreement is as it would be a contract matter. I'd love the irony if it was accepted via email and didn't have a wet signature!
Last edited by AnOwlCalledSage on Mon Jan 20, 2020 9:57 am, edited 2 times in total.
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by longdog »

Not that I believe a bloody word of any of it but I love the way it ends...
"please upload your fraudulent mortgage documents here, resting assured that your information will be securely held for the sole purpose of the TGBMS Class Actions and safely destroyed afterwards."

As I told you the last time Ted.... It'll never happen again.

:haha: :snicker: :mrgreen:
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SANDY: That's your actual Latin.
HORNE: What does it mean?
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by exiledscouser »

So they just need another £15m and they’re home free. Personally I think they’ll struggle to raise fifteen quid but they might surprise us all yet......

Also liked this twisted bit of legal shenanigans;
we will also be denying the banksters the opportunity to defend the class actions
Nice to see open, fair and transparent jurisprudence in action.

In-fighting, criminal charges and hissy-fit fall-outs within the O’Bonkersphere, recriminations, data mismanagement, theft and incompetence. Who would truly trust this shower to even run a bath?
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by longdog »

So he's going to deny the "banksters" the opportunity to defend the "class actions" by the simple expedient of not suing them in the first place.

A bit like that time I denied two dozen members of the SAS the opportunity to win a bar fight with me and beat me to a pulp by not starting one.

This is getting more and more bizarre the longer it goes on.
JULIAN: I recommend we try Per verulium ad camphorum actus injuria linctus est.
SANDY: That's your actual Latin.
HORNE: What does it mean?
JULIAN: I dunno - I got it off a bottle of horse rub, but it sounds good, doesn't it?
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by AnOwlCalledSage »

Thinking about it, this is the most intriguing revelation.
Currently, we only have a six figure sum committed, in the form of a very generous community grant...


I suspect it's a misuse of the term as "community grant" covers private, commercial grants, as well as public and lottery monies, or it could (and I suspect) just mean he's been financing it himself via a trust.

If it's from a non-private grants, I'd love to see the application form filed!
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Re: Michael (of Bernicia) Waugh, UK bankster-buster

Post by John Uskglass »

So although his admins have been infected with malware, and someone stole a document from an email account, he's reassuring the punters that all the personal information he's asking them for is secure?

Meanwhile, despite protestations that they don't want any money from you, they suddenly need 15 MILLION QUID to proceed.

This is really beginning to smell very scammy. I seem to recall that 419 fraudsters deliberately write in fractured English so as to screen out the less susceptible. The business about data breaches feels as if it might be of a similar ilk. If you believe it, you're gullible enough to be marked as a potential victim. And the fact that it comes alongside the revelation that funds are needed to proceed adds to my suspicions.

Of course it might just be that the £15M is a deliberately unachievable figure, designed to give them an excuse for getting absolutely nowhere with their crackpot scheme.

On the 'community grant' - I've worked in grant making for the community and voluntary sector and would, to put it mildly, be astonished if MoB was able to access funds from any grant making body I can think of. It may be that there's some eccentric philanthropist he's managed to tap, but if so, you'd have thought he'd have been bragging about it before now.

Finally, I wonder what the true story is behind the decision to let the banksters off the hook, and just go after the Land Registry?