Random Freemanesque Babblings II: Back to the Futile

[hucknallred]

Isn't this the Crawford gambit?

They had an endowment policy in place that would be the repayment vehicle, but Mrs. C cancelled it very early on.

[aesmith]

Isn't this the Crawford gambit?

They had an endowment policy in place that would be the repayment vehicle, but Mrs. C cancelled it very early on.

Specifically they stopped paying the interest when their mortgage reached the end of it's term.

11. On 31st August 2013 the twenty-five year mortgage term expired. However Bradford &
Bingley maintained that the mortgage loan was still outstanding to the tune of £45,000 or so.
On 27th September 2013 Mr Crawford applied to remove the charge from his property on the
basis that it had been applied illegally. He also ceased making further monthly mortgage
payments. The application to remove the charge was struck out as an abuse of process.

12. Having ceased making monthly mortgage payments, Mr and Mrs Crawford put themselves in
breach of the terms of the suspension of the original possession order made on 19th
September 2012. Bradford & Bingley sought to enforce the possession order by obtaining a
warrant for possession.

[mufc1959]

Yes, but you have to remember that the banks don't lend any real money. The "money" is created out of thin air when you sign the mortgage documents. Therefore, there is nothing to repay.

And if the mortgage is securitised, then they've been paid twice - once from your signature and once from the buyer of the mortgage book. Oh, and they claim on their indemnity insurance as well, and so they're paid three times! How could we have been so blind??!!

[Albert Haddock]

Isn't this the Crawford gambit?

They had an endowment policy in place that would be the repayment vehicle, but Mrs. C cancelled it very early on.

Specifically they stopped paying the interest when their mortgage reached the end of it's term.

11. On 31st August 2013 the twenty-five year mortgage term expired. However Bradford &
Bingley maintained that the mortgage loan was still outstanding to the tune of £45,000 or so.
On 27th September 2013 Mr Crawford applied to remove the charge from his property on the
basis that it had been applied illegally. He also ceased making further monthly mortgage
payments. The application to remove the charge was struck out as an abuse of process.

12. Having ceased making monthly mortgage payments, Mr and Mrs Crawford put themselves in
breach of the terms of the suspension of the original possession order made on 19th
September 2012. Bradford & Bingley sought to enforce the possession order by obtaining a
warrant for possession.

I thought that the basic problem was that they had stopped paying the endowment policy, so that when the mortgage became due there was nothing to pay it with?

[mufc1959]

I thought that the basic problem was that they had stopped paying the endowment policy, so that when the mortgage became due there was nothing to pay it with?

That was the initial issue, that the endowment had been cancelled by Mrs C about a year after the mortgage had been taken out, so when the mortgage reached the end of its term, there was no repayment vehicle. The Crawfords, being thick as mince, over the years somehow tricked themselves into thinking that the interest they'd been paying was enough to pay off the mortgage.

So that was their initial stance, that they thought they'd paid it off. But then they fell down the FOTL rabbit hole (easy to do in Nottingham) and after that they fully embraced the 'void' mortgage fallacy which they raised as their defence in court.

Here's the thread discussing the judgement. viewtopic.php?t=10829

[AnOwlCalledSage]

A new article on Iain Clifford Stamp

https://taxpolicy.org.uk/2024/06/08/mat ... le/?a=1%2F

[Hercule Parrot]

That was the initial issue, that the endowment had been cancelled by Mrs C about a year after the mortgage had been taken out, so when the mortgage reached the end of its term, there was no repayment vehicle. The Crawfords, being thick as mince, over the years somehow tricked themselves into thinking that the interest they'd been paying was enough to pay off the mortgage.

So that was their initial stance, that they thought they'd paid it off. But then they fell down the FOTL rabbit hole (easy to do in Nottingham) and after that they fully embraced the 'void' mortgage fallacy which they raised as their defence in court.

Here's the thread discussing the judgement. viewtopic.php?t=10829

Crikey, how ten years flies by. Tom Crawford was the perfect storm of belligerence, greed and stupidity. He cancelled the endowment policy which was set up to pay off the capital borrowed, then he refused B&B's offer to convert the mortgage to a repayment one. And then when they asked for the loan to be repaid at the end of the mortgage, he acted like he was the victim. Such happy times. I often think of Betty, and hope she's living her best life, far away under witness protection.

[AnOwlCalledSage]

Normally straight forward anti-vaxx stuff doesn't qualify for a post here, but this probably tipped it in favour of posting...

Dr McCloskey accused court officials of "fraud" by entering a plea of not guilty for her in relation to the original offences.

The defendant went on to say she had been arrested on the foot of "a fake entity" - namely the Director of Public Prosecution who she said did "not exist in law or statute".

As the defendant continued to speak, Judge McElholm muted her microphone and said she was talking "nonsense".

He said he had never met the DPP personally but was pretty sure he existed.

The judge said he had given Dr McCloskey an opportunity but she had gone off on "a diatribe".

Note: She is a GP.

https://www.bbc.co.uk/news/articles/cn446pd25m8o

[TheRambler]

From the Facebook group Contract Trust Privacy Knowledge Share - The grift goes in:

i hope you are doing great on this fantastic Tuesday in mid June, so apparently we had the hottest May on record
The weather must have forgotten that up here, it's been cold and damp since October last year, it was snowing
up in Scotland FFS, if anyone believes this then i have a bridge for sale over the river Tyne
Anyway, onwards and upwards, we refuse to be bogged down by the misguided actions of others,
so we have booked the date for the next event, our first date was just too busy, so we changed it to 2025;
Saturday 1st and Sunday 2nd February 2025 to be precise, the event
Checkmate the Matrix Live
The UK festival for those Anarchocapitalists looking for alternative and True health, wealth, freedom protection, and happiness;
If that sounds like you, then join us for a weekend of fun and fantastic education on how to live a decentralised, free,
and fulfilled life in this ever-expanding tyrannical attempt at enslavement;
If you love Freedom, health, wealth & happiness, then save the dates of Saturday 1st and Sunday 2nd February 2025,
an event of “Solutions, not Dilutions” to fill your freedom toolbox;
This is not a gloom and doom event to go over the same old, same old problems, problems, problems, and repeat all the BS that is wrong with the world,
and how these so-called communities thrive on attacking each other, This is a True event to provide Tools & Solutions to assist mankind in their efforts
towards a well-earned life of Freedom;
Learn how to Checkmate the Matrix using decentralised systems to build wealth that the banksters cannot steal,
Asset Protection against those 3rd party corporate pirates, Find out true debt elimination methods using the bank’s own systems against them,
Find out about a true alternative to your failing health system, and learn how to create True wealth in the exciting world of Crypto
and blockchain technology;
What’s the point of life without freedom;
What’s the point of wealth without health;
What’s the point of talking without showing you how to do the walking;
This is a True freedom event, that will eclipse all other events, this is an event for those that are not waiting for a knight in shining white armour
(or Hat) to save you, this is an event for mankind that has no interest in group politics or who “Woke up” first, this is an event for
mankind that know they want freedom not a guru;
If that sounds like you, then you need to get your tickets (limited numbers) now for Checkmate the Matrix Live, 1st & 2nd February 2025,
The Biscuit Room, Bermondsey Street, Shieldfield, Newcastle upon Tyne NE2 1AP
Venue Video https://my.matterport.com/show/?m=Gzex5y7SXQV
Very soon we will have the details of speakers from the worlds of Law, Finance, Crypto, and Blockchain technology,
as well as ticket prices and the rest of the info, this is an event not to be missed, so keep your eyes wide open for more
info as and when we create the posters and flyers;
Something to look forward to in 2025

One to watch?

TheRambler

[AnOwlCalledSage]

More Iain Clifford Stamp on his filing for defamation.

Iain Clifford Stamp
Claimant
- and –
Open Democracy

https://www.bailii.org/ew/cases/EWHC/KB/2024/1574.html

Claim totally without merit plus a bonus...

I am required by CPR 3.4(6)(b) to consider whether it would be appropriate to make a civil restraint order. It is clear from the above that there are already two 'totally without merit' orders made against Mr Stamp and this judgment brings that number to three. In those circumstances and mindful of the concerns identified above as to the nature of Mr Stamp's conduct in these proceedings, I have decided that it would be appropriate to transfer the proceedings to a High Court Judge to consider making an extended civil restraint order against Mr Stamp.