Private Sector Act dot Com

[Burnaby49]

I'm putting this here because it relates to the issues in this discussion rather than the new one;

http://www.remonline.com/real-estate-co ... nce-award/

I've temporarily unlocked it in case anyone wants to comment on the Alberta Real Estate Board's efforts.

[eric]

My only comment to this award is to plainly state that RECA was handed open and shut cases, multiple times, through the efforts of private citizens, some of whom have been mentioned here, or have posted on Quatloos. The evidence collected included text messages, emails and recorded voice conversations, along with the usual paper trail. I will make no further comment publicly.

With respect to the continued activities of the group I apologize for my lack of updates. Suffice to say they are still active, being observed from a distance, and contrary to what has been posted in the Menard thread, freemanism is still alive in Western Canada. Just had a few other things to keep me busy in the last little while that are purely personal, Burnaby49 may appreciate when my truck caught fire a few days ago I sacrificed an entire six pack of beer in a vain attempt to extinguish the conflagration. I will post updates over on the privatefundinginvestorsnetwork thread when I have the time.

[Burnaby49]

With respect to the continued activities of the group I apologize for my lack of updates. Suffice to say they are still active, being observed from a distance, and contrary to what has been posted in the Menard thread, freemanism is still alive in Western Canada. Just had a few other things to keep me busy in the last little while that are purely personal, Burnaby49 may appreciate when my truck caught fire a few days ago I sacrificed an entire six pack of beer in a vain attempt to extinguish the conflagration. I will post updates over on the privatefundinginvestorsnetwork thread when I have the time.

They were probably Canadian so no loss. I lost an entire case of 24 beers once in Ottawa when I forgot it was in the car trunk and left it out overnight in winter. We all have sad stories.

I thought that Alberta Real Estate Counsel award would get a rise from you, that's why I posted it.

My comment was that Freeman activities are dead here in Vancouver; there may be some fitful signs of life elsewhere. Boisjoli and Belanger are probably still in Alberta although both have been uncharacteristically quiet. And Menard must be doing something or other apart from a bit of tilework. So there may be some minor activities chugging away in the background but nothing of any public notice.

[SteveUK]

I thought our old friend Boisjoki was currently at her majesty's pleasure after being 'kidnapped'?

[Burnaby49]

I thought our old friend Boisjoki was currently at her majesty's pleasure after being 'kidnapped'?

He was arrested and jailed but I doubt he's still there. No idea what is going on with him but if he's been charged with something it is probably relatively minor and standard practice is bail where accused is not a danger to the community. I've checked for news releases or any public information but nothing as yet.

Same with Belanger. He was arrested too but he's now merrily posting on FaceBook and he just put up a new YouTube video of his daughter singing karaoke at her 28th birthday party so I assume he's out too.

[Burnaby49]

The Real Estate Board gets a $50,000 default judgment against Derek;

http://www.mediafire.com/file/hxdaeved9 ... _in_BC.pdf

[notorial dissent]

Quell surprise!!!! Not like they'll EVER EVER collect it. I wonder if he's going to file anymore dead end lawsuits or send any more threaty emails to people???

[eric]

Registering a default judgment against Derek is just a collection tactic to improve their minimal chances of getting any money from him. Experience has shown that he is a very working class sort of fraudster. Somebody who should not be named took a look at his bank accounts and his transactions are just the normal day to day living expences. When he gets a hint that moves are afoot to seize his assets the account is quickly closed down and the monies are transferred elsewhere. With a notice of default judgment however they can move faster and do such things as garnish wages and seize vehicles and property. Good luck on the vehicles though, his cohort in crime, Kevin Kumar, has used a proxy in Alberta to register his personal vehicles for years.

I can't say too much since much of this is from "information received", some from authorities, others from those who have a personal beef with Derek and his crew. Hint - don't stiff the guy who has lied on vehicle registrations for you. They are still working the debt consolidation scam, various things have happened, I should really get around to making another post with respect to that subject. Been a little busy lately - healthy enough now to get back to work in the farming game. Today, along with climbing up a fifty foot feed bin in the pouring rain, I had the pleasure of being a guest at part of a Hutterite wedding. Part is because the whole affair takes about two weeks. Burnaby49 would be upset - only one, very cheap beer per male guest and if you wanted something else you had to bring it yourself and drink it outside in the back corner of the colony. The most interesting juxtaposition of the whole thing was the matter of dealing with a society whose whole life is rigidly controlled by tradition and religion as opposed to the FMOTL who make it up as they go along. I won't say anything else since I am starting to drift into religion and politics.

[eric]

Every so often, usually out of boredom, I stalk Kevin Kumar et al, just to see what has been happening in their lives. Derek Johnson has been quiet lately, jail seems to do that to you. Anyways Kevin is back to his old games. First let's clear up a few matters. This whole thread opened years ago with musings about who was "Ty Griffiths" in real life. Eventually it was settled that Ty was actually Kevin Kumar from Vernon BC. And fpr those of you wondering what the real Ty Griffiths looks like here is a recently posted video with Kevin himself, complete with whiteboard and a captive audience of one claiming slander and innocence in his dealings with Derek Johnson:
https://www.youtube.com/watch?v=iNe-BFb ... ture=share
Nothing too exciting here, we're private people so RECA has no authority over us. Reminder to Kevin - I'm not sure when you made the video but you're wearing the exact same wardrobe from Walmart you had on when I met you and Derek for your prelim in Kelowna last August.
Oh, that United We Stand People movement - just a rehash of the privatesectoract.com. Here's a link:
https://unitedwestandpeople.com. They don't seem to be too popular - their gofundme page last I checked had exactly one donation. It was from Kevin's latest business venture:
https://reducemydebtbythousands.com. Just another go-around at the debt consolidation scam that he did previously with wet ink signatures and proving that the bank did not "securitize the debt". Usual postings to kijiji as before and his usual bad talent at recruiting employees. Instead of a failed biker associate like Kevin Moro (deceased btw) he has some guy called Shan Vibert - an unsuccesfull and sometimes homeless social media marketer.

[eric]

I guess Kevin didn't like my comments about his wardrobe and took the video down... Anyways, here's a link to his youtube channel where you can watch various versions of the same video where he has changed his shirt.
https://www.youtube.com/channel/UCNddKx ... ylm_CtyuNA

Right now I'm having a deja-vu moment. Kevin is following the old Ty Griffiths playbook of hiring shady characters as employees. He even has revived the long dormant (since 2012!) "Street Talk" segment of the PrivateSectorAct where he explains such basic OPCA concepts of allcaps names, the banks have sold your debt, etc. Here's that channel:
https://www.youtube.com/channel/UCyZxG- ... 0ginGr50Dg

Meet The Hosts Of Street Talk Kevin Kumar and Shawn Vibert.
The two as a pair are Investigative Reporters who share there findings by having conversations on the street with random people.

These Investigative reporters prove We the people are being fooled
Regarding ....Bank Transactions, The Court Process, Insurance transactions, Policing financial Issues and the list goes on ....

There's an interesting back story to why Street Talk went dormant and I only discovered it a year or so ago. The associates of Kevin who were doing the man on the street segments were Amy Sands and her boyfriend. And who was Amy Sands?
https://calgary.ctvnews.ca/woman-found- ... d-1.939101
Short story - drug deal gone bad, she gets shot in the crossfire when they were gunning for her boyfriend, they never found the actual shooter. Personal note - found this out when I'm watching the news on tv while a dentist has a collection of items in my mouth. Various expletives uttered by yours truly, dentist thinks he has done something wrong.

Anyways, back to the intro to the channel....

Shawn is an extreme Dancer who will at ANY chance dance on the streets where as Kevin is an all out businessman who has succeeded in many industries due to very creative business ideas but both agree on issues that are being pulled over the public's eyes every day...

Hmmm.... Kevin is so successful in business that he seems to have lost access to his green screen facilities when he was masquerading as Ty Griffiths. All the vids in the two channels were filmed in borrowed free space at the downtown Vernon Public Library.

And on to Shawn Vibert, the chap sitting with Kevin, social media marketing guru and extreme dancer.... He's all over social media, primarily with inspirational "spiritual" autoposts appearing mostly on Ty's facebook page. Also a lot of stuff on how to become rich on social media. He's become so rich and free thinking that he doesn't need a permanent residence anymore and resides in his vehicle and like many homeless goes missing:
http://www.iheartradio.ca/am-1150/news/ ... -1.2238650
https://globalnews.ca/news/3347436/call ... t-kelowna/

[eric]

And he's baaaack...... OK, as a background activity I have been quietly stalking Kevin Kumar's business activities without seemingly being obsessed with him. Since he has been mentioned here viewtopic.php?f=48&t=12324, and a flurry of activity on social media including the reappearance of Ty Griffiths I thought it was time for an update. I'm going to attempt to show how his model, marketing methods, and target victims have evolved over the years. WARNING – long post

When Kevin Kumar aka Ty Griffiths and Derek Johnson first appeared on the scene they were peddling a fraudulent mortgage scam in a regulated industry. Classic OPCA motifs of securitization, birth certificate bonds, etc. Marketing through assorted web sites and facebook posts (all taken down), an off the wall web site privatesectoract.com with the underlying OPCA theories of the scam, and a youtube channel https://www.youtube.com/channel/UCqDiwW ... iVVt-zQKWg showing how they were taking the fight to the man. Lots of kijiji ads posted by their employees, including Johnson's wife and Kevin Manji, who were basicly stooges to take the legal fallout. Kumar in fact was careful to protect his identity by masquerading as Ty Griffiths.

Things fell apart in 2017 with charges, fines, and incarceration so it was time for a new scam, from what I can tell promoted by Kumar only since Johnson has gone totally off the radar after spending three months as a guest of the Queen in Manitoba. Various websites including privatesectoract.com were taken down, some by court order, and hotjusticerealitytv was stripped of much of its content. The new scam was an OPCA version of debt consolidation and is discussed viewtopic.php?f=48&t=11198&hilit=moro. An off the wall website, since taken down, and marketing primarily through kijiji promoted by his employees. Rather poor choices for employees I might add – two wannabe biker dudes with extensive criminal records (the Moro brothers) and their drug addict girlfriend. And of course Shawn Vibert – a rather unusual chap, probably with mental issues, occasionally homeless. I don't know if this business ever gained much traction. Although debt consolidation as a business is legal, his money handling methods certainly weren't. I never managed to find any of his “network of over 2300” lenders who paid the 25 K$ buyin but I did find a couple of borrowers who succumbed. He would take payments of two hundred dollars per month to wipe away their debts, but since nothing ever happened and they were still being hounded by collection agencies, they walked away. The one who lost the most stuck it out for three months. Generally not a success for Kevin Kumar.

It's now 2018 and time for a rethink. First some background is required. In Canada, much of the non-traditional lender business is very poorly regulated, if at all. They include private individuals and syndicates, various companies selling consumer credit loans some ethical and others not quite so, and the “poor credit/no credit/bankrupt” car loan companies. I'm including the car loan business, there is only one of any real note in Canada (CanadaDrives aka Spring Financial) simply because their security is often a vehicle that will only have scrap value by the end of the loan and they also offer other forms of consumer credit. Because the interest rates of non-traditional lenders are so high, often after fees up to the legal limit of 35% APR, after a few years they have made a very decent return on the initial principal, they don't mind getting a negotiated settlement to finish things off, in effect they have sold the loan. Credit counsellors use this approach when negotiating with creditors for their clients so it's perfectly reasonable. Here's the math involved – a 10 K$ loan principal at 35% APR over 5 years means the creditor has paid 13 K$ after three years, and still owes 6 K$. Give the lender 5 K$, flip some money to Kumar as an “administration fee”, cut a new loan to the creditor, and everyone is happy, especially the creditor since their monthly payments have dropped by a third.

So how has Kumar put this scheme into practice? Remember his interest is in the lender, not the financially unsophisticated borrower. Side Note – for anyone interested in how I know names and numbers not publicly revealed by Kumar contact me privately, I don't want innocent people doxxed and I'm too lazy to redact home phone numbers and email addresses First you have to recruit the borrowers:
https://reducemydebtbythousands.com
Just lots of stuff about how you will pay almost nothing if you follow our proven OPCA methodology of original wet ink signatures, proof that the original lender hasn't sold the loan, blah, blah, blah. Next you have to attract some lenders https://investor.reducemydebtbythousands.com A little milder but it doesn't really matter, Kumar and his buddies could still make money using their personal credit cards at 18% but charging borrowers 35% as I outlined above. Of course we need a web site describing how we are fighting the good fight https://unitedwestandpeople.com
Very poorly designed, you have to spider down through the links. Privatesectoract.com now links to the blog portion of this site now. And of course we need a youtube channel where you can watch Kumar in all his glory:
https://www.youtube.com/channel/UCvOfsn ... shelf_id=0
BTW, Kumar is still angry about getting chased down by the authorities in his previous life as a real estate scammer. He has promised a few more videos, hoping my name gets mentioned.

Now we need some advertising and employees, preferably of better quality than before. His first attempt was very similar to what he had done previously – a single website, now down, and an employee by the name of Shane Perue – a roofing systems salesman out of Stony Creek with delusions of grandeur. https://www.perueglobal.com/ca Good first approach, money to be made with construction loans and equipment lease loans. Then Kumar had his epiphany moment – let the borrowers do the work with an affiliate program. Tell the borrowers that any of their friends and family they could sign up and he would flip them a hundred bucks or so. If he can't convince them to sign up he still makes money – he just passes their name to real debt consolidation companies who pay Kumar a finders fee of 200-450 USD. So how successful has this been? By my rather incomplete records he has 112 affiliates peddling his scam on social media and forty to sixty people as agents, subscribers, etc. Also a much better class of employees, I have checked many of them out and a good half of them advertise themselves as “financial consultants”, “tax specialists”, insurance salesmen, etc. None of them have been terribly successful at their main job, these are side gigs, but they have contact with potential victims.

Now it's time for some real life examples. Few of his cases have made it to court, about the only one I could find was this one https://www.canlii.org/en/ab/abqb/doc/2 ... l#document He talks about it here on https://unitedwestandpeople.com/2020/03 ... nchaitons/ He has combined Gacia with a Minh Bang, the Mr Gardner who does the talking is a failed insurance salesman named Rondal Gardner from Toronto.
http://www.fsco.gov.on.ca/en/about/enfo ... ardner.pdf
Minh Bang's suit against equifax never went anywhere btw, the same as Gacia which actually made it to court. If you really do a deep dive on Kumar you will notice that he is careful to remove items from his various sites where his clients have failed in court. It would be just too bad if someone went to the trouble of mirroring his sites offline at home <laughs and chuckles>

Our next example is Renee, from Okotoks, Alberta. This one is a two-fer. Not only do we have a Sarah Thibault talking to Spring Financial but we even have a certain Colton Kumar. Anyways, Renee ran into problems with her car loan. Although the videos describe it as Spring Financial, they are the car loan arm of Canada Drives, a major player in the used car financing business in Canada. Yes their interest rates and fees are out of sight, but sometimes you really need a car and can't afford it by any other means since your credit rating is too low. They don't sell the vehicle, they just provide the financing for mostly second tier used car dealers. Perfectly honest and above board, pay the money, you are in the car of your choice, blame your problems on the original car salesman. So in 2019 Renee purchased a vehicle and financed it through Spring. Her original purchase price was 10 K$, add in fees and a base interest rate of 30%. her effective APR is 35% or after five years she has paid almost 35 K$ for a vehicle that is worth scrap value only by that time. OK, it is a poor decision but may have been necessary under the circumstances. So, fast forward to now and Renee is going underwater so she hooked up with Kumar's little scheme and it did not go well for her. Here are a couple of youtube vids, persons speaking are Kumar and Sarah. Note one of the vids has 3.2K views, that's the one pushed by Colton Kumar.



So who is Colton Kumar? Here's a gofundme for Renee promoted by him
https://www.gofundme.com/f/help-renee-g ... aad628acb0
Here are his instagram and Tik Tok accounts
https://www.instagram.com/themfmink/?hl=en
https://www.tiktok.com/@iongiveafuxwututhink
promoting buying and selling debt, he sometimes posts on Kijiji and his home address in Calgary is pushed as the Alberta address for reduce your debts by thousands. And if you stalk him he is from Vernon, same as Kevin Kumar and scroll down his instagram you can see pere et fils in happier times. Talk about keeping it in the family. As far as I am aware they are not of gypsy descent ....spits LOL

[eric]

Decided to wander over today to check up on Ty Griffiths and his family business. Found this one... Colton Kumar is sticking it to the man by suing Spring Auto Finance on behalf of Renee whose vehicle has now been repo'ed. Renee was the person I mentioned in the previous post. Something about Spring Auto hasn't proved ownership of the debt, blah, blah, OPCA talk.

Hmmm, why are they doing the lawsuit in Vernon BC? Renee, Colton, and the autodealer are all within half an hour's drive of each other in Calgary. Perhaps they are afraid of the Alberta Courts CPN7 process? So, working on the assumption that they filed in BC I searched every possible iteration of the names of the involved principals to see what civil court actions were underway. Guess what - crickets. Methinks this is another of those magical Court of Whatever actions Ty Griffiths tried years ago.

[eric]

Suggested title - Kumar(s) The Hammer Comes Down. Start date 27 September 2023 about Courtoreille. Suggested introductory post:
"We've talked about Kevin Kumar for over ten years and there are literally thousands of posts. It's time for a split, since the Kumars, pater et filius, are finally about to run into the hammer of the Alberta Courts and their dislike of pseudolaw adherents. For those who want to look back you can go all the waaay back to here viewtopic.php?f=48&t=10455, although I would suggest starting here: viewtopic.php?p=294057#p294057. Or you can go here: viewtopic.php?p=232693#p232693"
Does it seem appropriate to you?

[wserra]

Done. Single problem: eric suggested an "introductory post". Posts in a thread are ordered by post time, and the post time is only editable by changing it in the database. So eric's introduction is there, but ordered by the time I posted it (just now), not at the top. I am very reluctant to muck around in the database. That's webhick or webmaster territory. Changing the identity of the poster (me to eric), moving the posts to a new topic: easy. Screwing with the database: fools (in this case me) rush in.